helloworld travel interest free

HOLIDAYS INTEREST FREE*

Discover the way to instantly open up your travel options, book now, pay later.

Life is short. Book your next interest free* holiday with Helloworld Travel and enjoy 12 months of flexibility and freedom. Get access to a wide range of flights, hotels, packages, cruises, tours and more and make the most of this great offer. Apply NOW with 3 simple steps.

APPLY ONLINE

Select your state and your agency

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BOOK YOUR HOLIDAY

Take your approval and ID to your selected agency

• Flexible interest free* special promotion purchases together with the advantages of a Visa Credit Card
• Flexibility to choose your interest free* term of 3, 6, 9 or 12 months
• Further interest-free* special promotion purchases at Helloworld Travel agencies
• Annual card fee of $99 applies
• Up to 55 days interest-free* period for other everyday purchases when you pay the full balance by the due date (the full balance includes all transactions & balance transfers).
• No early repayment fees on your special promotion purchase.
• Worldwide acceptance at over 24 million Visa retailers.
• Cash withdrawals at over 800,000 ATMs worldwide

Further Interest Free Purchases

You can use your card to make additional interest-free* special promotion purchases at Helloworld Travel agencies up to your available credit limit. Simply ask your Helloworld Travel agent to process your booking amount as an ‘add on’.

How Does Interest-Free* Work?

Interest free* means you will not pay any interest on the outstanding balance of your approved special promotion purchase during your interest free* period (3, 6, 9 or 12 months). Monthly repayments are required and calculated at 3% of the outstanding balance of $30. Other transactions made with your credit card may incur interest charges. Upon expiry of your interest free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time.

Terms & Conditions: Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Offer available every day. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595            

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New EmeraldACTIVE Experiences and Exceptional Discoveries

15 Day Splendours of Europe

Embark on this memorable adventure of Australia’s captivating outback where you’ll experience the wonder of Uluru, indulge in an enchanting Dinner under the Stars experience, and savour an exclusive and intimate performance from Jessica Mauboy.

Intimate Jessica Mauboy Concert at Uluru & Grand Outback Adventure

Embark on a luxury Cunard voyage and experience an exclusive event with comic actor, John Cleese, in the remarkable surroundings of Raffles Singapore.

Queen Elizabeth Voyage & John Cleese Event at Raffles Hotel Singapore

Begin this unique holiday experience in Adelaide, with a hotel stay and two memorable tours before you embark PS Murray Princess, for your Murray River cruise.

A Murder Mystery on board the PS Murray Princess

Enjoy New Zealand’s dramatic South Island on this 10 day tour.

10 Day Signature South Island

Deals of the week.

• International

New Zealand

16 Day Signature Highlights

17 Night Northern Explorer cruise

19 Day Signature Showcase

9 Day Signature North Island

Ultimate Uluru 2024 Departures

Emblematic Antarctica

Fjords and Glaciers of Spitsbergen

Greenland's Baffin Bay Secrets

Greenland to the Edge of the Ice Sheet

Scott & Shackleton’s Antarctica

The Great Austral loop

Desert Gardens Hotel

Luxury Riverland Escape

Outback Hotel & Lodge

Proud Mary Discovery

Sails in the Desert

16 Night Cruise & Stay Package - Australia and New Zealand

11 Day Enchantment of Eastern Europe

13 Day Lisbon to Madrid & Secrets of the Douro

13 Day Nice to Paris & Sensation of Lyon and Provence

15 Day Discover the Rhine & Rhone Rivers

8 Day Jewels of the Rhine

Switzerland.

All-Inclusive Immersive Azamara Japan Voyage & Mount Fuji Explorer

Canadian Rockies and Lake Louise Explorer with Rocky Mountaineer

Classic Morocco

Classic Spain

Downtown Villas Escape

Iceland's Classic Northern Lights

Iririki Island Resort and Spa

Luxury Mediterranean Voyage, Trio of Italian Lakes & Scenic Swiss Rail Journey

Mainland Greece Discovery

Plantation Island Resort Fiji

Premium Sri Lanka In Depth

Radisson Blu Resort Fiji Denarau Island

Rottnest Island Short Break

Royal Edinburgh Military Tattoo with London Discovery & British Isles Voyage

Sun Island Boutique Villas Escape

The Best of Italy, Cinque Terre and the Amalfi Coast

The Best of Switzerland

The Elysian Boutique Villas Escape

The Warwick Fiji

Turkey Highlights

Vietnam Express Northbound

European Discovery

European Inspiration

European Quest

European Wanderer

Simply Italy

3 Night Brisbane Cruise

4 Night Auckland Cruise

4 Night Christmas Cruise

4 Night Hobart Cruise

5 Night Auckland Cruise

Northern Territory Dreaming with Inspiring Journeys

Club Raro Resort

Cook islands.

Edgewater Resort and Spa

Musket Cove Island Resort

Return to Paradise Resort

Saletoga Sands Resort and Spa

Whale Shark Swim

3-Star Central Hotel Premier Seating - The Royal Edinburgh Military Tattoo 2025

3-Star Central Hotel Standard Seating - The Royal Edinburgh Military Tattoo 2025

4 Day Mull, Iona & Staffa Puffin Experience

4-Star Central Hotel Premier Seating - The Royal Edinburgh Military Tattoo 2025

4-Star Central Hotel Standard Seating - The Royal Edinburgh Military Tattoo 2025

8 Day Isle of Skye, Orkney, North Coast 500 & Jacobite Steam Train

Intercontinental Fiji Resort and Spa

Outrigger Fiji Beach Resort

4 Day Luxury London

Travel brochures.

Queensland 2024 - 2025

Thailand 2024-2025

Greece 2024

Hawaii 2024-2025

USA Escorted Coach Tours 2024-2025

United States of America 2024-2025

USA Iconic Road Trips 2024-2025

Bali 2024-2025

Canada 2024 - 2025

UK & Ireland 2024

Fiji 2024-2025

Northern Territory & South Australia 2024-2025

Queensland Rail Holidays 2024-2025

Western Australia 2024 - 2025

New South Wales 2024-2025

Tasmania & Victoria 2024-2025

Singapore & Malaysia 2024-2025

Cook Islands 2024-2025

USA Escorted Coach Tours 2025-2026

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Helloworld circular quay, say bula to fiji.

Has the rising cost of living got you in need of some R&R? What better way to unwind than with a holiday? Book now and take that stress away with interest free finance.

Even if you have your holiday savings stacked up like a tower of Jenga blocks waiting for the right moment to splurge, why not take advantage of this offer to take your holiday to the next level with add-ons? Make it a holiday to remember and chat to us today about:

• flying premium economy or business class instead
• room upgrade options
• bundling all your holiday needs: travel insurance, Captain’s Pack, tours and transfers

With the humm90 Mastercard:

• subject to credit criteria, you can apply for up to $50,000 credit
• 0% international transaction fees
• global acceptance of Mastercard

*Terms & Conditions

The interest free finance offer is for approved new applicants (or existing humm90 Mastercard holders) who book with a Flight Centre consultant instore, with a minimum finance amount of $400 for 12 Months Interest Free. The interest free finance offer is not available if the customer is booking and paying through the Flight Centre website or on the Flight Centre app. The customer must pay for their booking with a Mastercard credit card issued by humm Cards Pty Ltd ABN 31 009 651 877 Australian Credit Licence number 247415 (“humm90”). To benefit from the interest free finance offer, the customer must pay for their booking using their humm90 Mastercard, with a minimum spend of $400 for 12 Months Interest Free or $800 for 24 Months Interest Free.

Annual fees of $99 apply, including an upfront annual fee of $99 debited from the facility on account opening and, annually thereafter on each anniversary of that date. The credit limit includes the initial annual fee debit.

If the customer does not meet the  Interest Free Criteria  during the  Interest Free Period  (defined below), the credit providers' annual percentage interest rate at that time shall apply to the annual fee from the time it is first debited from the humm90 credit account, as well as any balance owing on the humm90 credit account.

To meet the  Interest Free Criteria , the customer must pay by the due date shown in the humm90 account statement all of the following:

• Overdue and overlimit amounts shown on the previous statement of account;
• Transactions, fees and charges for which the Interest Free Period expired in that or previous statement periods;
• Interest debited to the humm90 credit account during that or previous statement periods;
• Adjustments made to the account in the previous statement period (if any); and
• Instalment repayments due during that statement period (if any).

A minimum monthly repayment is required to meet the  Interest Free Criteria . The minimum monthly repayment is no less than 3.00% of the balance owing on the humm90 credit account at the date of the monthly statement or $30.00 (whichever is the greater).

Late payment fees and other charges, terms and conditions apply from the expiry of the  Interest Free Period . Interest (charged at humm90’s  Expired Promotional Rate ) will be payable on outstanding balances at the expiry of the  Interest Free Period . Refer to  www.humm90.com/au  for current interest rates.

The  Interest Free Period  commences on the day the transaction is debited to the humm90 credit account and will end on the first statement due date, being the expiry of the period within which humm90 have agreed that they will not charge interest.

The  Expired Promotional Rate  means the reference rate specified in the schedule produced by humm90. As of 01 June 2023, the credit providers' annual percentage interest rate is 25.99%, but this is subject to change.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.

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Flight Centre acknowledges the Traditional Custodians of Country throughout Australia.

© Flight Centre Travel Group Limited. ATAS Accreditation No. A10412.

*Travel restrictions & conditions apply. Review any specific conditions stated and our general terms at Terms and Conditions . Prices & taxes are correct as at the date of publication & are subject to availability and change without notice. Prices quoted are on sale until the dates specified unless otherwise stated or sold out prior. Prices are per person.

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Yahoo Finance

Is there now an opportunity in helloworld travel limited (asx:hlo).

While Helloworld Travel Limited ( ASX:HLO ) might not have the largest market cap around , it received a lot of attention from a substantial price movement on the ASX over the last few months, increasing to AU$3.02 at one point, and dropping to the lows of AU$2.18. Some share price movements can give investors a better opportunity to enter into the stock, and potentially buy at a lower price. A question to answer is whether Helloworld Travel's current trading price of AU$2.18 reflective of the actual value of the small-cap? Or is it currently undervalued, providing us with the opportunity to buy? Let’s take a look at Helloworld Travel’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change.

See our latest analysis for Helloworld Travel

What Is Helloworld Travel Worth?

Great news for investors – Helloworld Travel is still trading at a fairly cheap price according to our price multiple model, where we compare the company's price-to-earnings ratio to the industry average. We’ve used the price-to-earnings ratio in this instance because there’s not enough visibility to forecast its cash flows. The stock’s ratio of 10.37x is currently well-below the industry average of 22.87x, meaning that it is trading at a cheaper price relative to its peers. Although, there may be another chance to buy again in the future. This is because Helloworld Travel’s beta (a measure of share price volatility) is high, meaning its price movements will be exaggerated relative to the rest of the market. If the market is bearish, the company’s shares will likely fall by more than the rest of the market, providing a prime buying opportunity.

What does the future of Helloworld Travel look like?

Investors looking for growth in their portfolio may want to consider the prospects of a company before buying its shares. Buying a great company with a robust outlook at a cheap price is always a good investment, so let’s also take a look at the company's future expectations. With profit expected to grow by 28% over the next couple of years, the future seems bright for Helloworld Travel. It looks like higher cash flow is on the cards for the stock, which should feed into a higher share valuation.

What This Means For You

Are you a shareholder? Since HLO is currently trading below the industry PE ratio, it may be a great time to accumulate more of your holdings in the stock. With a positive profit outlook on the horizon, it seems like this growth has not yet been fully factored into the share price. However, there are also other factors such as capital structure to consider, which could explain the current price multiple.

Are you a potential investor? If you’ve been keeping an eye on HLO for a while, now might be the time to make a leap. Its buoyant future profit outlook isn’t fully reflected in the current share price yet, which means it’s not too late to buy HLO. But before you make any investment decisions, consider other factors such as the strength of its balance sheet, in order to make a well-informed investment decision.

So while earnings quality is important, it's equally important to consider the risks facing Helloworld Travel at this point in time. In terms of investment risks, we've identified 2 warning signs with Helloworld Travel , and understanding them should be part of your investment process.

If you are no longer interested in Helloworld Travel, you can use our free platform to see our list of over 50 other stocks with a high growth potential.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.