single trip emergency medical manulife

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Emergency medical plan

Get protection from emergency medical expenses..

Planning on taking a trip out of Canada? This plan helps protect you from unexpected emergency medical expenses while travelling. Government health plans may provide limited or no coverage for these expenses, but this plan  offers up to $5 million in emergency medical coverage.

Travel insurance must be purchased prior to departure from your province or territory of residence in Canada and for the entire duration of your trip.

The Single-Trip Emergency Medical plan covers costs related to an unexpected  medical emergency, including:*

• Hospital/doctor care and services
• Paramedical services – including visits to licensed chiropodists, podiatrists, physiotherapists, chiropractors, or osteopaths
• Ambulance transportation
• Emergency dental treatment
• Emergency medical return home
• Expenses to return your travel companion or children under your care
• Additional expenses for meals and hotel
• Return home of vehicle
• Trip break without terminating coverage
• Expenses related to death
• Expenses to bring someone to your bedside when travelling alone

If medical assistance is required, call the Assistance Centre first . It’s available 24/7. When you call, you’ll get access to StandByMD™, a service that can  connect you with:**

• A physician visit or call
• Locating a clinic nearby
• Emergency room admission

If you're looking for coverage for more than just emergency medical expenses, like trip cancellation, trip interruption, baggage loss or damage, consider the  Single-Trip All-Inclusive plan .

To be eligible for Emergency Medical coverage, you must, as of the date you apply for coverage and the effective date:

• be a resident of Canada and covered under a government health insurance plan for the entire duration of your trip;
• be at least thirty (30) days of age;
• not have been advised by a physician to avoid travel at this time;
• not have a terminal illness or metastatic cancer;
• not require kidney dialysis;
• not have been prescribed or used home oxygen in the last twelve (12) months; and
• never have had bone marrow, stem cell or organ transplant (except corneal transplant). 

If you are age 60 or over, you will need to complete the Medical Questionnaire to determine your eligibility and rate category.

A 10% smoker's surcharge will apply to you if you are age 60 or over and have smoked cigarettes and/or used vaping products or e-cigarettes in the last 2 years prior to the date of application.

Pre-existing condition exclusions – Emergency Medical

Rate category determines the duration of the pre-existing condition exclusion  and is based on age, medical history and plan type.

Travel Insurance will not cover any expenses relating to the following:

Pre-existing medical condition that was not stable in the time period before the  effective date of your insurance;

Heart condition if, in the time period before the effective date of coverage, any heart condition has not been stable or required any form of nitroglycerine for  the relief of angina pain;

Lung condition if, in the time period before the effective date of coverage, any lung condition has not been stable or has required treatment with oxygen or Prednisone for the lung condition.

Note : For the Travel Canada Emergency Medical plan, no pre-existing condition exclusion applies.

Pre-Existing Condition means a medical condition that existed before your  effective date.

Medical Condition means any disease, sickness or injury (including symptoms of  undiagnosed conditions).

A medical condition is considered stable when all of the following statements  are true:

• there has not been any new treatment prescribed or recommended, or change(s) to existing treatment (including a stoppage in treatment), and
• there has not been any change in medication, or any recommendation or starting of a new prescription drug, and
• the medical condition has not become worse, and
• there have not been any new, more frequent or more severe symptoms, and
• there has been no hospitalization or referral to a specialist, and
• there have not been any tests, investigation or treatment recommended, but not yet complete, nor any outstanding test results, and
• there is no planned or pending treatment.

All of the above conditions must be met for a medical condition to be  considered stable.

Change in Medication means the medication dosage, frequency or type has been reduced, increased, stopped and/or new medication(s) has/have been  prescribed.

Exceptions: the routine adjustment of Coumadin, warfarin or insulin (as long as  they are not newly prescribed or stopped) and there has been no change in your medical condition; and, a change from a brand name medication to a generic brand medication of the same dosage.

Treatment means hospitalization, a procedure prescribed, performed or recommended by a physician for a medical condition. This includes but is not limited to prescribed medication, investigative testing and surgery.

Important: Any reference to testing, tests, test results, or investigations excludes genetic tests. “Genetic test” means a test that analyzes DNA, RNA or chromosomes for purposes such as the prediction of disease or vertical transmission risks, or monitoring, diagnosis or prognosis.

Ready to apply?

If you’re ready to lock in the coverage that works best for you – take the next step and get a quote for the coverage you need, then proceed to the application.

Take action

For more information and to speak to a Licensed Insurance Advisor, call

1-866-707-4922 (Monday – Friday 8am – 8pm ET)

Or email [email protected]

NOTE: All dollar figures are in Canadian dollars.

* Conditions, exclusions, limitations apply. See policy for details.

** Manulife cannot guarantee the availability of the StandbyMD service indefinitely.

StandbyMD is a registered trademark™ of Healthcare Concierge Services, Inc.

• Single-Trip Emergency Medical 1 of 5
• Single-Trip All-Inclusive 2 of 5
• Single-Trip Travel Canada Emergency Medical 3 of 5
• Trip Cancellation & Interruption 4 of 5
• COVID19 Pandemic Travel Plan 5 of 5
• Multi-Trip Emergency Medical 1 of 2
• Multi-Trip All-Inclusive 2 of 2
• Emergency Medical Top-Up 1 of 1
• Emergency Medical Plan 1 of 1
• Canadian Studying in Canada Outside the Home Province 1 of 3
• International Student Studying in Canada 2 of 3
• Canadian Studying Outside Canada 3 of 3

Multi-Trip Emergency Medical Travel Insurance for Canadians

Plan overview.

For those who travel more than once a year, it may be less expensive to buy a Multi-Trip plan.

4, 10, 18, 30 and 60-day plans are available with coverage for 12 months allowing for an unlimited number of trips up to the trip duration purchased, subject to provincial/territorial residency requirements.

Top-Up coverage can be purchased for longer trips.

Emergency Medical benefits up to $10 million to cover expenses for:

• Emergency treatment
• Paramedical services
• Ambulance transportation
• Emergency dental treatment
• Emergency medical evacuation home
• Repatriation of bodily remains
• Bringing someone to your beside
• Return home of children in the care of the insured
• Return home of travel companion
• Additional expenses for meals and hotel
• Return home of vehicle
• Hospital allowance
• Return of excess baggage
• Phone call expenses
• Terrorism coverage

Conditions, limitations and exclusions, apply. See the policy for details.

Eligibility

To be eligible for insurance under this policy, an applicant must be a resident of Canada and covered under a government health insurance plan.

Applicants age 60 or over need to complete the Medical Questionnaire to determine their eligibility and rate category.

Application & Medical Questionnaire

• Can be completed up to 180 days prior to the effective date.
• Single-Trip plans must be purchased for the entire duration of the trip.

Eligibility and Rate Category

At the time of application, if the applicant is:

Under Age 60:

if you’re age 59 or younger, you automatically qualify for Rate Category A. You must confirm your eligibility to purchase this plan and you do not need to complete any medical questions to determine your rate category.

Over Age 60:

you need to complete the medical questionnaire to determine your eligibility and rate category.

Individual Medical Underwriting Plan for any age,

if you would like your pre- existing medical conditions to be covered with no stability requirements, you can apply for emergency medical coverage under Manulife’s Individual Medical Underwriting Plan. Simply call 1-877- 884-8283.

You will need to be able to answer questions related to your medical condition(s) and will need to know your travel dates and your agent’s selling code in order to receive a quote.

Your cost will vary according to your specific health needs and circumstances.

When you pay the quoted premium for the Individual Medical Underwriting Plan, your pre-existing medical conditions will be covered during your trip with no stability requirement.

TRAVEL TIP: Be sure to review your policy and all documents when you purchase the Manulife Individual Medical Underwriting Plan to ensure that all your medical conditions have been disclosed and that you have answered all questions truthfully and accurately. If you omit or inaccurately disclose any medical condition, you may not be covered for any condition in the event of a claim.

Pre-Existing Medical Condition Exclusions

Rate category determines the period of stability required for coverage of any pre-existing medical condition., manulife financial travel insurance will not pay any expenses relating to a… pre-existing medical condition:, heart condition:, lung condition:, pre-existing medical condition, medical condition.

“Medical Condition’ means any disease, sickness or injury (including symptoms of undiagnosed conditions).

A medical condition is considered stable when all of the following statements are true:

• there has not been any new treatment prescribed or recommended, or change(s) to existing treatment (including a stoppage in treatment), and
• there has not been any change in medication, or any recommendation or starting of a new prescription drug, and
• the medical condition has not become worse, and
• there has not been any new, more frequent or more severe symptoms, and
• there has been no hospitalization or referral to a specialist, and
• there have not been any tests, investigation or treatment recommended, but not yet complete, nor any outstanding test results, and
• there is no planned or pending treatment.

All of the above conditions must be met for a medical condition to be considered stable.

Coverage Start & End Dates

Effective dates and expiry dates, coverage starts:.

For a Multi-Trip plan, emergency medical coverage starts each date you leave your province or territory of residence and each date you leave Canada on or after the effective date as stated on your confirmation.

Coverage ends on the earliest of the following:

• the date the policyholder returns home; or
• the expiry date shown on the confirmation; or
• when travelling outside Canada, the date the policy holder reaches the maximum number of days permitted for each trip, as shown on the confirmation

Refunds & Extensions

A full refund must be requested before the effective date as shown on the confirmation.                                               

Extensions:

If you are already on your trip and need to apply for an extension of your coverage, before the expiry date of your existing coverage, simply call the agent or broker from whom you purchased your coverage. You may be able to extend your coverage, as long as:

• the total length of your trip outside of Canada, including the extension, does not exceed the maximum allowed by your government health insurance plan;
• you pay the additional premium; and
• there has been no event that has resulted or may result in a claim against the policy and there has been no change in your health status.
• Premium rates are in $CDN per person.
• Rates are subject to change without notice.
• Premium due is based on:

         a)The rate category; and

b)The age at the time of application; and

c)The trip length selected.

Coverage will not take effect if the applicant's method of payment is not honoured when presented for payment.

Important Information

• Contact the Assistance Centre before receiving treatment while on a trip. Manulife Financial Travel Insurance has a 20% co-insurance provision that may limit the benefits if you do not call or contact the Assistance Centre. In addition, specific covered eligible benefits may be limited or not covered if the Assistance Centre has not been contacted. 
• If you are submitting a paper application, make sure it is signed and dated prior to the effective date. If coverage is not arranged prior to the effective date, coverage begins on the day following Manulife's or the advisor/agent’s receipt of the executed confirmation form and payment. In the event we are unable to process payment, coverage will not be in effect.
• Read the policy with particular attention to "pre-existing medical condition" and other exclusions that apply to the coverage.
• The Wallet Card and Manulife Financial Travel Insurance policy should be kept with you at all times when travelling. The Wallet Card includes telephone numbers in case of an emergency or if an extension is required. The Wallet Card is found in the policy.

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Home > Cities > Moscow

Non-emergency medical transportation in Moscow, PA

Uber Health offers a HIPAA-enabled platform for non-emergency medical transportation (NEMT) services in Moscow, Pennsylvania. Our dashboard allows healthcare providers to request and monitor patient rides, without patients needing the Uber app or a smartphone. Get your patients efficient access to healthcare with Uber Health.

Better healthcare for your patients

Uber Health's NEMT 1 service in Moscow, PA, allows medical providers to facilitate their patients' transportation to appointments. Enhance patient care and minimize missed visits with Uber Health.

Choosing NEMT service with Uber Health near you

Discover how non-emergency medical transportation (NEMT) service with Uber Health can transform your healthcare practice in Moscow, PA. Our dashboard is designed to address the unique challenges medical providers face in coordinating patient transport.

Reduce costs and boost adherence

By offering a convenient option for non-emergency medical transportation (NEMT) in Moscow, PA, you can help decrease the likelihood of missed appointments—and strengthen a patient's commitment to their care plan.

Increase patient satisfaction

Leverage the power of Uber’s magic as an NEMT solution in Moscow, Pennsylvania, to give patients an easier way to get where they’re going. You can request rides on demand or schedule them for later; set up round-trips and multiple rides at a time; and customize recurring rides. Riders and coordinators both get live trip tracking, and riders can get texts in 15+ languages.

Simplify operations and administration

Streamline requesting non-emergency medical transportation near you through Uber Health’s intervention alerts, which give you early indicators if a patient will be late or won’t show up. On the admin side, a contact database lets you save default information for frequent patients, and easy-to-pull reports show utilization, past rides, and spending, helping you optimize your benefits and budgets.

Elevate patient care

Streamlined hospital discharge.

Facilitate a smooth transition for your patients from hospital to home. Reduce patient wait times and free up essential hospital resources.

Chronic care management

Offer your patients a reliable transportation solution for recurring treatments like dialysis or chemotherapy. NEMT service with Uber Health’s recurring ride feature can enhance treatment adherence and contribute to better patient outcomes.

Preventive care and specialist visits

Make preventive care more accessible in Moscow, Pennsylvania, by offering transport to regular medical appointments, screenings, or vaccinations. Or help remove transportation concerns when consultations or treatments might be outside patients’ immediate locality.

Arrange non-emergency medical rides for your patients in Moscow, PA

Easy scheduling.

A care coordinator accesses the Uber Health dashboard or API to arrange non-emergency medical transportation for the patient or caregiver—either on demand or for a scheduled time. Coordinators have the flexibility to select the required support for the transport, be it for ambulatory individuals, wheelchair users, or people needing door-to-door assistance. 2

Streamlined communication

After the ride is set up, the patient or caregiver gets a text or call detailing their journey. Another notification is sent when the driver is on their way.

Care coordinators can monitor the ride live and determine if extra oversight or intervention becomes necessary. 3

Seamless service

The patient is picked up and dropped off at their requested locations. The care coordinator receives confirmation once the journey is successfully completed.

Empowering patients with access to non-medical transport

Uber Health’s non-emergency medical transportation (NEMT) service in Moscow, PA, is designed to make healthcare journeys easier and more accessible, regardless of whether you’re seeking transportation for yourself or a loved one.

Easy ride coordination

Ask your healthcare provider if they have Uber Health to simplify the process of getting you to and from medical appointments in Moscow, PA, so you can arrive stress-free and focus on what matters most: your health.

Peace of mind

If your healthcare provider uses Uber Health, they can request a ride for you so you won’t have to worry about missing an appointment while struggling to find parking or because of any other issues you’re facing.

Seamless rides for your healthcare journey

You’ll get texts about the driver and vehicle coming to pick you up for your appointment in Moscow, Pennsylvania, and be able to track the trip live along the way. You don’t need to have the Uber app or an Uber account.

Connect with Uber Health to get started

Frequently asked questions.

Yes, Uber Health is available in Moscow, Pennsylvania. To get the most current details on the range of available vehicles and specific services in Moscow, please refer to the Uber Health dashboard. On each trip, you’ll see a prediction of likelihood of driver availability when you request, based on historical data.

Non-emergency medical transportation (NEMT) service bridges the gap for individuals who require transport for their medical appointments but aren’t facing urgent medical situations.

Streamlined scheduling: Enhance clinic efficiency by scheduling immediate or future rides, reducing patient no-shows. Manage multiple rides and set up recurring schedules from one central account.

In-depth reporting: Gain visibility into transportation spending and ride utilization with detailed reports, letting you make data-driven decisions.

Unified dashboard: Coordinate patient transportation in Moscow, PA, and receive real-time ride status alerts from a single dashboard.

Efficient database and multilingual support: Save time with our structured database for storing patient information and preferences. Overcome language and tech proficiency barriers with multilingual text support.

Uber provides a range of ride options to accommodate various assistance requirements in Moscow, Pennsylvania. The popular UberX option is ideal for passengers capable of entering and exiting vehicles independently, without aid. Uber Comfort trips allow for extended wait times, catering to riders who may require additional time to reach the vehicle.

Within the Uber Health interface, coordinators can have the ability to arrange door-to-door transportation services. These can be tailored for both ambulatory individuals and wheelchair users, and they're executed by vetted drivers trained to offer enhanced levels of support. These specialized services are managed through a third-party partnership and available in select locations. 3

For the rides that take place on Uber's platform Uber employs a dynamic pricing model, which means the prices will vary for each journey. The average price for an UberX trip in Moscow, PA is $25. If upfront pricing is offered in Moscow, you'll see the cost before confirming the ride via the Uber Health dashboard.

The pricing for scheduled rides is determined by standard Uber rates at the time you make the request. In certain markets, additional wheelchair-accessible vehicle (WAV) program fees may apply for Uber WAV rides booked through the Uber Health dashboard or API.

The NEMT rides in Moscow, PA, charges from a third-party service for each individual ride determine the cost.

No, your patient won’t need a smartphone or the Uber app. After you schedule a ride for them using Uber Health, they’ll be notified with trip details by text or phone call. This streamlined approach ensures that your patients receive transportation without any technological barriers.

For trips in Moscow, Pennsylvania, using Uber, you can request rides immediately or schedule them up to 30 days ahead. However, when using a third-party NEMT service through Uber Health (available in select locations), rides should be scheduled between 24 hours and 60 days in advance.

Nearby cities with NEMT service

Mount Cobb, PA

Dunmore, PA

Gouldsboro, PA

Olyphant, PA

Scranton, PA

Dickson City, PA

1 NEMT may not be available everywhere and/or may be referred to by another name including but not limited to non-medical transportation.

2 Options and availability may differ by location. 3 Features may differ based on service.

• Prescription delivery
• Contact sales