In this article

Europe & Schengen Travel Insurance From the UK

If you live in the UK, the type of travel health insurance for Europe you will need depends on your nationality.

UK citizens are eligible for a Global Health Insurance Card (GHIC), which covers medically necessary treatment in state-run hospitals during short trips in the EU. If you are a non-UK citizen living in the UK, you may also be eligible for a GHIC, but chances are you also have to get Schengen travel insurance.

Do UK Citizens Need Europe Travel Insurance?

If you are a UK citizen, travel insurance for Europe is essential to your trip, but it is not required by law. In other words, UK citizens do not need European travel insurance; even though you are highly encouraged to get a health insurance plan whenever travelling abroad, you will be allowed to visit the rest of Europe even without it – at your own risk.

If you do not have any health insurance coverage and you happen to need medical treatment while on your trip to the EU, you will have to pay all expenses out-of-pocket. Most EU countries are not known to be cheap when it comes to medical costs for uninsured individuals.

Who Is Required to Purchase Travel Insurance When Travelling to the EU or Applying for a Schengen Visa from the UK?

UK residents holding passports from the following countries are required to buy Schengen travel insurance when applying for a Schengen visa in the UK:

  • Afghanistan
  • Burkina Faso
  • Burma/Myanmar
  • Central African Republic
  • Côte d´Ivoire
  • Democratic Republic of Congo
  • Dominican Republic
  • Equatorial Guinea
  • Guinea-Bissau
  • North Korea
  • Papua New Guinea
  • Philippines
  • Sao Tome and Principe
  • Saudi Arabia
  • Sierra Leone
  • South Africa
  • South Sudan
  • Turkmenistan

What Are the Europe Travel Insurance Options for British Citizens?

UK Global Health Insurance Card

  • Global Health Insurance Card (GHIC) – Apply for a GHIC for free on the NHS website .
  • UK-issued European Health Insurance Card (EHIC).
  • A private travel health insurance plan from an EU company such as Europ Assistance .
  • A private travel health insurance plan from a local UK company.

Local companies offering Europe travel insurance for British residents

Here are some of the UK-based companies that offer travel health insurance that covers Europe:

  • AllClear Insurance
  • Catholic Insurance
  • Columbus Insurance
  • Ergo Travel Insurance
  • Export and General Insurance
  • Insuder and Go UK
  • Leisure Guard
  • UK Post Office
  • Profile Insurance
  • Voyager Insurance
  • Worldwide Travel Insurance

EU companies offering Europe travel insurance for British residents

  • Europ Assistance .
  • MondialCare .

What Is the Difference Between the GHIC/EHIC and Europe Travel Insurance?

The GHIC and EHIC allow UK citizens to access emergency or medically necessary healthcare services at a reduced cost or free of charge, but it doesn’t cover all potential medical expenses or other issues that may arise during travel, such as trip cancellations or lost luggage. That’s where travel insurance comes in – it covers various issues that may occur during travel, including medical emergencies, trip cancellations, and lost or stolen belongings.

In summary, the main difference between GHIC and Europe travel insurance is that GHIC covers only state-provided healthcare services and necessary medical treatments, while travel insurance can provide coverage for a wider range of travel-related risks. Having GHIC and travel insurance when travelling to Europe is highly recommended.

What Are the Travel Insurance Requirements for Non-UK Citizens?

If you are a non-UK citizen who needs a visa to go to the Schengen zone, you must get Schengen travel insurance even if you are living in Britain at the time. If you also contribute to the NHS – for example, you work or study in the UK – you can also get a GHIC.

Schengen travel insurance refers to the type of insurance you need when you apply for a Schengen visa in the UK. In order for the Consulate or Embassy to accept it, your Schengen visa insurance must meet the following criteria:

  • Must cover a minimum of €30,000 (around  £26,000 as of May 2024) on medical bills and repatriation.
  • It must be valid for the entire duration of your trip.
  • It must be valid in the entire Schengen Zone.

Those who do not need a Schengen visa don’t have to get travel insurance that meets the requirements set by the Schengen countries.

Travel health insurance companies Europ Assistance and MondialCare provide the mandatory insurance certificate required when applying for a Schengen visa from the UK.  You also can explore the insurance comparison website vti.travel  to conveniently compare prices and coverage options from AXA, Allianz, and Mutuaide.

What If I Don’t Need a Visa to Enter the EU/Schengen Area?

If you are a third-country citizen legally residing in the UK and receiving public healthcare benefits from the NHS, but you don’t need a visa to visit EU/Schengen member countries, you can use a GHIC, just like British citizens. You do not need to get Schengen travel insurance, but Europe travel insurance is always a good idea.

The Best Schengen Travel Insurance Plans from the UK

Even though there are separate travel insurance rules based on nationality, there really is no restriction on who can purchase a certain type of travel insurance; so, you can purchase an insurance policy covering the EU/Schengen area even if you do not need a Schengen visa. As such, here’s a list of plans from some of the leading travel insurance providers for Europe and Schengen:

Which Countries Does Europe Travel Insurance Cover?

This can vary between travel insurance companies, but the travel insurance policy for Europe usually covers all Schengen countries and non-Schengen EU countries. However, you might also be covered in some European countries which aren’t part of the European Union or the Schengen area.

Countries such as Albania, Serbia, Turkey, Montenegro, Kosovo, and the Canary Islands are rarely included in Schengen travel insurance policies.

So, if you plan to travel to non-EU countries as well during your trip, you can get a separate policy to cover you there or ask your insurance providers whether they have options to extend coverage.

How to Purchase Europe Travel Insurance From the UK?

Regardless of your nationality, you can easily purchase a travel insurance policy for your trip to the EU countries online through travel insurance companies websites. All you have to do is:

  • Visit the website of the insurance company you want to purchase from, such as Europ Assistance  or MondialCare .
  • Click on “Get a Quote”.
  • Enter the details of your trip, such as where you are going, how long you will stay, and how many people you want to include in your plan.
  • Select the plan of your choice if more than one is available.
  • You will see how much the insurance plan will cost, and you can choose whether to purchase it or not.
  • You will get a travel insurance certificate which you have to save digitally or print out.

Alternatively, visit vti.travel , a trusted insurance comparison website, to confidently compare prices and coverage options from industry leaders AXA, Allianz, and Mutuaide before selecting the perfect travel policy.

Because of the nature of the Schengen zone, you will likely find a policy covering you through the entire area, not just the specific country you visit.

You can also approach a local travel insurance office in person and purchase a policy or get it through a tour operator – if you are travelling as part of an organized group.

References:

  • Healthcare for UK nationals visiting the EU – GOV.UK
  • Applying for healthcare cover abroad (GHIC and EHIC) – NHS.UK
  • Skip navigation
  • Find a branch
  • Help and support

Popular searches

  • Track a parcel
  • Travel money
  • Travel insurance
  • Drop and Go

Log into your account

  • Credit cards
  • International money transfer
  • Junior ISAs

Travel and Insurance

  • Car and van insurance
  • Gadget insurance
  • Home insurance
  • Pet insurance
  • Travel Money Card
  • Parcels Online

For further information about the Horizon IT Scandal, please visit our  corporate website

  • Schengen travel insurance

The status of Schengen visas for international students resident in the UK is currently uncertain. This page will be updated when more detail is available.

Schengen village, Luxembourg

What is a Schengen visa?

International students who are residing in an EU country can apply for a visa that allows them to travel freely within the Schengen area.

What happens to Schengen visas for UK-based international students after Brexit?

Schengen visas are an EU initiative, which means that following the UK’s transition period out of the bloc international students resident in the UK may not to be able to apply for them. You should not assume that you will be able to get a Schengen visa after this time.

Protect the things that are most important to you when you travel with Post Office Travel Insurance

What does this mean for travel insurance.

Schengen visas require applicants to have a certain level of travel insurance with health cover. This will continue to be the case for applicants who are resident in EU/EEA countries. However, students residing in the UK will be unable to apply for a Schengen visa.

Remember, though, that it is important to have travel insurance for any overseas trips you make.

Interested in travel insurance?

Other travel products.

Order foreign currency online or in selected branches. Pick up in any branch or get it delivered to your home.

One prepaid Mastercard™ that stores up to 22 currencies.

Get your passport application right the first time. We can even complete and submit it for you digitally.

This might interest you

Ait Ben Haddou, Morocco

Perched on the northern tip of Africa, Morocco’s long been a popular ...

Old French townhouses

It may be a short hop away, but a trip to France is not without its travel ...

Canadian kayaks in water surrounded by Canadian mountains and trees

Canada is a vast country of diverse delights – everything from bustling cities ...

Taj Mahal in distance with people in the foreground

For many UK holidaymakers, India is an intriguing and diverse culture with ...

Lagoon with boats surrounded by rocky green hillside in Thailand

Thailand’s idyllic beaches, azure-blue sea, buzzing cities and exciting ...

Charles V palace in Alhambra, Spain

Every year, millions of holidaymakers from the UK head to Spain for its ...

Grand Canyon at sunset

The famous cliché of America is that it's big. And it is. Across its six time ...

Sydney Opera House, Sydney Harbour, at night

Heading down under for a trip to or around Australia? Make sure you’ve got the ...

Classic red car parked in Havana street, Cuba

Today, Cuba is more accessible than it has been for many decades, and those who ...

Interior of Dublin library in Ireland

Do UK residents need travel insurance for Ireland? And what healthcare is ...

Dubai skyline at night

Planning on living the high life with a trip to the UAE’s iconic mega-city, ...

Plane wing in flight

Booking a last-minute holiday can get the blood pumping with the sudden thrill ...

Kukulkan Temple in Mexico

Find out about medical care available to Brits in Mexico, as well as travel ...

Venice at sunset

Find out about the safety of travelling to Italy as well as the medical care ...

Egyptian pyramids

Make sure you’re travelling safely in Egypt with the latest advice and risks, ...

Japanese temple in forest

If you’re jetting off to Japan soon make sure you have good travel insurance to ...

Table mountain and Cape Town marina

How safe is South Africa to visit and why is having travel insurance important ...

New Zealand road with snow-capped mountains either side and ahead

Find out what medical care Brits can access in New Zealand and travel risks to ...

Woman wearing hat and backpack at airport looking a departure board at the airport

Travel’s a great way to unwind, see the world, open the mind and expand ...

Elevated view of small coastal town in Canary Islands surrounded by blue waters

People flock to the Canary Islands from all over Europe. No wonder, with such ...

Woman in red dress and hat looking up at Greek ruins

Greece and the Greek islands have long been a popular travel destination for us ...

Cappadocia with hot air balloons flying around the sky

A trip to Turkey offers toasty beaches and tourist treats aplenty. No wonder ...

Palma Cathedral, Majorca, Spain

It’s one of the most popular holiday hotspots for UK holidaymakers. But what ...

Woman with their head outside a train window, posing for a picture with a scenic mountain range in the background

Exploring the globe can be scary, but there’s so much to find at the edge of ...

Three young women, left and right both wearing sunglasses, all laughing in the sunshine

Holidays for teenagers can take some imagination to make sure they’ve got the ...

Beach with sea waves lapping on to beach and a beautiful sunset in the distance

If you're the type of sunchaser who looks forward to that sizzling summer ...

Woman taking picture of landscape featuring a mountain range and lake.

Travelling solo means freedom and independence, making new connections and ...

a couple relaxing by the sea with a picnic

Dark mornings, cold hands, heating bills and chapped lips are among the most ...

  • Make A Claim
  • Policy Doc ument s

Voyager Insurance

  • Travel Insurance
  • European Breakdown Cover
  • Schengen Travel Insurance
  • Specialist Products

Smooth Sailing: Top 10 Tips for Cruise Ship Travellers

Smooth Sailing: Top 10 Tips for Cruise Ship Travellers

Here we share with you top 10 tips to help to ensure your cruise holiday is smooth sailing from star...

The Importance of Cruise Travel Insurance

The Importance of Cruise Travel Insurance

In this article, we will delve into the numerous reasons why travel insurance for cruise holidays is...

  • About Voyager
  • Policy Documents
  • 01483 80 66 80

Welcome to Voyager Europa

Voyager Europa Schengen VISA Approved Travel Insurance

Schengen visa approved travel insurance.

  • Cover from just £8.40*

red tick

  • Covers all Schengen Countries
  • Repatriation if medically necessary to Country of Residence
  • Up to £/€5 million - Emergency Medical Expenses
  • Up to £/€3,000 - Cancellation Cover
  • Up to £/€1,000 - Baggage Cover

Get A Quote

Schengen insurance.

  • Travel Insurance for France VISA
  • Travel Insurance for Germany VISA
  • Travel Insurance for Italy VISA
  • Travel Insurance for Spain VISA
  • Make a Claim
  • Schengen Travel Insurance FAQs

uk schengen travel insurance

Are you looking for an approved Schengen Visa Travel Insurance policy for your Schengen Visa application? If you are, then you are in the right place! Our Voyager Europa product is an approved Schengen Visa Travel Insurance policy that you can purchase to successfully complete your Schengen Visa application at a great price!

With 2 levels of cover to choose from; Tier 1 and 2 that meet the needs of an approved Schengen Visa Travel Insurance, your Voyager Europa policy can be furthered enhanced by adding policy options to tailor your policy to your needs!

What Countries Require Schengen Insurance?

Most of the countries in the EU will require a Schengen VISA, if you are not an EU resident of a country with a Visa Waiver, and therefore a suitable Schengen Travel Insurance. The following countries are all part of the Schengen Area: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland*, Italy, Latvia, Liechtenstein*, Lithuania, Luxembourg, Malta, Netherlands, Norway*, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland*.

Please note: Romania, Bulgaria, and Cyprus will soon be members of the Schengen Area.

*For these countries, even though they are not an EU member, they are part of the Schengen area, therefore you would still need a Schengen Visa and Schengen Approved Travel Insurance.

Why choose Voyager Europa Schengen Visa Travel Insurance?

Voyager Europa Travel Insurance has been designed to cover trips (up to a maximum duration of 90 days) to countries within the Schengen Area at an affordable price. Our Voyager Europa Schengen Travel Insurance policy comes with a special Visa letter to accompany your Insurance Certificate and policy documents to help support your Schengen Visa Application.

Whether you need Schengen Insurance to visit one Schengen member country or if you're visiting several member countries, our Voyager Europa Schengen Insurance can step in to ensure you are protected should the unforeseen happen on your trip.

Get a quote in less than 60 seconds and Buy Travel Insurance for Schengen Visa from Voyager Europa online today for peace of mind when you're travelling around Europe.

Feefo logo

Policy Summary:

  • Schengen VISA Approved
  • Emergency Medical Expenses - up to £/€5 million
  • Personal Liability - up to £/€2 million
  • Cancellation or Curtailment Cover  - up to £/€3,000
  • Baggage Cover - up to £/€1,000

2 Options available including: Schengen Winter Sports Cover, Schengen Pets Cover... see all

Voyager Europa Schengen Travel Insurance Options

Schengen winter sports cover, schengen pets cover.

uk schengen travel insurance

Schengen Travel Insurance with Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.

uk schengen travel insurance

Schengen Travel Insurance with Pets Cover will provide protection for lost or stolen pets, and cover for expenses incurred for emergency medical treatment if your pets sustained an injury from an accident.

Voyager Europa Schengen Travel Insurance UK – Summary of Cover

Our Voyager Europa travel insurance has 2 levels of cover to choose from, so we've created a short summary of our policy in the table below to help you make the right Schengen travel insurance choice for your upcoming trip.

When choosing, make sure you choose enough cover for the cost of your trip and how much baggage you are taking.

Click here to see the full Voyager Europa Schengen Travel Insurance visa Policy Wording for the full benefits schedule.

What are the Schengen Travel Insurance Requirements?

When travelling to any member states of the Schengen area, a Schengen Visa must be obtained. You may be looking for the cheapest travel insurance for Schengen Visa however, part of the requirement of the Schengen Visa is Travel Insurance that meets the following criteria:

  • Minimum coverage of at least €30,000 (approximately $33,000 or £26,000) for Emergency Medical Expenses.
  • It should cover all member states of the Schengen Area.
  • Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.

What Countries Require Schengen Travel Insurance?

Most EU Countries will require a Schengen VISA and therefore a suitable Schengen Travel Insurance. These countries are:

Please note: Cyprus will soon be a member of the Schengen Area.

*For these countries, even though they are not members of the EU, they are part of the Schengen Area. Therefore you will still need a Schengen Visa and Schengen Approved Travel Insurance to travel to them.

How do I Apply for Schengen Area Travel Insurance?

It’s quick and easy to get a quote for Voyager Europa Schengen Insurance Visa: just click the ‘ Buy Online ’ buttons to get a fast quote and buy Schengen Insurance online, or if you prefer to speak with someone then you can call our team direct on +44 (0)1483 806 681 .

OUR COOKIE POLICY

This website uses cookies to give you the best possible user experience. By using our website we'll assume you consent to all cookies in accordance with our Cookie Policy. 

You can read more about our Cookie Policy and privacy on our Privacy Policy page.

uk schengen travel insurance

Freephone our UK Team

0800 072 6778

Sales & Service

Monday to Friday: 8:30am to 8pm Saturday: 9am to 5:30pm Sunday: 10am to 5:00pm

Monday to Friday: 9am to 7pm Saturday: 9am to 5:30pm

Travel Insurance

  • Medical travel insurance

Seniors travel insurance

Europe travel insurance, worldwide travel insurance, coronavirus travel insurance, schengen travel insurance.

  • Unlimited medical emergency expenses¹
  • Up to £10K cancellation cover
  • 24/7 emergency medical helpline

uk schengen travel insurance

Covered 27 million+ travellers

Trusted for 20+ years

24/7 emergency helpline

With a Schengen  travel insurance  policy from InsureandGo, you can get cover for medical expenses throughout Europe. Even our cheapest policy covers medical expenses up to £5 million, which is more than enough to satisfy your Schengen visa requirements.

Get a quote today and buy your insurance online in minutes. After you’ve bought your policy, we’ll send you an email containing your insurance certificate, which you can show the embassy as part of a visa application.

What is the Schengen agreement?

In 1985, there was an agreement made between the governments of the States of the Benelux Economic Union, the Federal Republic of Germany and the French Republic to abolish internal border checks, making it easier for free movement around  Europe .

Do I need to apply for a Schengen visa?

If you’re a UK citizen planning on travelling through the Schengen zones, then you are not required to apply for a visa, as long as you don’t plan to stay for more than 90 days in any 180 day period. Keep up to date with these, and any other requirements, on the FCDO website .

If you’re planning on travelling to one or more of the Schengen countries from the  USA , there are a few requirements you need to meet to be able to acquire a visa. You’ll need the following:

  • Visa application form completed
  • Valid passport
  • Two passport-sized photographs
  • Proof of financial stability
  • Travelling itinerary

Depending on which countries you’re travelling to, there may be different requirements to meet. For more information on applying for a Schengen visa, please have a look at  this website .

What are the Schengen countries?

There are 26 countries in the Schengen zone, including the following:

  • Czech Republic
  • Netherlands

Non-EU states:

  • Liechtenstein
  • Switzerland

Schengen includes most of the European countries but doesn’t include:

However, Bulgaria and Romania are waiting to be accepted into the Schengen area.

For UK citizens, the only places that would require a visa in Europe include northern Cyprus and  Turkey . For more information, please see the  GOV.UK website .

If you’re looking for  travel insurance  for a long period of time to travel or go backpacking around Europe, don’t worry! Our single trip policies can cover you for up to 365 days at a time.

*Discount excludes any premium generated to cover medical conditions or optional extras & is automatically applied. This offer cannot be used in conjunction with any other offer. Discount tiers of 5% for premiums between £0-49, 10% for £50-249, & 20% for £250+ apply. Offer ends at 23:59 on 30/09/24. T&Cs apply.

  • Unlimited emergency medical expenses available on Black level policies.
  • InsureandGo’s Gold achieved a Which? Best Buy.

Visa Traveler

Exploring the world one country at a time

Travel Insurance for Schengen Visa: A Comprehensive Guide

Updated: September 8, 2023

Travel insurance for Schengen visa

One of the key requirements of Schengen visa is the travel medical insurance. The travel insurance for Schengen visa must meet certain coverage and must be valid throughout the Schengen region for the entire duration of your stay.

With a myriad of travel insurance options in the market, picking out the right policy for your Schengen visa is difficult. In this article, you will everything about Schengen visa travel insurance and how to choose a policy for your visa.

Table of Contents

notebook and pencil graphic

BONUS: FREE eBOOK

Enter your name and email to download the FREE eBOOK: The Secret to VISA-FREE Travel

Opt in to receive my monthly visa updates

You can unsubscribe anytime. For more details, review our Privacy Policy.

Your FREE eBook is on it’s way to your inbox! Check your email.

What is Schengen Travel Medical Insurance?

Schengen travel insurance is a type of insurance policy for travelers visiting the Schengen area. This type of travel insurance plan is designed specifically to comply with Schengen visa criteria of minimum coverage and validity requirements. Schengen travel insurance is also a mandatory requirement for obtaining a Schengen visa.

Who Requires Schengen Travel Health Insurance?

Visitors from visa-required countries planning to visit any Schengen country must require Schengen travel insurance.

If you are a traveler from a country that requires a visa to enter the Schengen zone, you must have a valid travel insurance policy. You must buy travel insurance not only for your Schengen visa application but also for any or all trips that you take to the Schengen area.

Is Travel Insurance Mandatory for Schengen Visa?

Yes, obtaining travel insurance is mandatory for Schengen visa . The European Commission’s 810/2009 Regulation mandates submitting valid travel medical insurance for Schengen visa applications.

Proof of travel medical insurance is not only mandatory for the first trip, but also for all subsequent trips for multiple-entry Schengen visas.

At the time of application, you would only need to provide proof of insurance for the first entry.

What are the Schengen Visa Insurance Requirements?

Schengen visa travel insurance requirements from Spain Embassy

As per the Article 15 of REGULATION (EC) No 810/2009 , your Schengen visa travel insurance must meet the following three criteria:

  • Must cover medical expenses up to a minimum of €30,000
  • Must be valid for the entire duration of your stay
  • Must be valid in all 27 Schengen countries

The policy must cover all medical expenses arising from emergency medical attention, treatment, hospitalization, emergency medical evacuation, repatriation due to medical reasons and death.

Let’s look at each of those requirements in detail.

1. Minimum Coverage

Your Schengen visa travel insurance must meet the minimum coverage requirement of €30,000. When purchasing Schengen visa travel insurance in USD, make sure the policy covers at least $50,000.

This minimum coverage is applicable for any medical expenses, emergency evacuation, and repatriation of remains.

This coverage is necessary to financially protect you in case of accidents, unforeseen illnesses, or other emergency situations that may arise during your travels in the Schengen area.

2. Validity Duration

Your travel insurance for the Schengen visa must remain valid for the entire duration of your stay in the Schengen area.

This travel insurance policy should cover you from the day you arrive in the Schengen area until the day you leave.

In terms of a multiple-entry visa, the Schengen visa insurance must be valid for the entire duration of your first entry only.

Here is an example:

You are applying for a multiple-entry visa and your trip is from Jan 01 to Jan 14. Your Schengen visa insurance must be valid from Jan 01 to Jan 14.

If you take another trip on the same visa, say from May 01 to May 14, then you must purchase another Schengen travel insurance at the time of your second trip.

For your visa application, you would only need to provide insurance for Jan 01 to Jan 14.

3. Validity in the Schengen Zone

Lastly, your Schengen visa travel insurance must be valid in all 27 Schengen countries. This is to make sure that you have coverage regardless of which Schengen country you visit during your trip.

Most Schengen travel insurance aggregators such as VisitorsCoverage provide insurances that are valid in the entire Schengen zone.

In fact, any insurance valid globally is acceptable for the Schengen visa. Provided, the the insurance covers at least €30,000 in all medical costs and emergencies.

What Does Schengen Visa Insurance Plan Cover?

VisitorsCoverage Europe Travel Plus insurance for Schengen visa

In general, any Schengen visa insurance plan covers medical expenses, COVID-19 protection, and trip coverage.

These coverage options are designed not only to provide comprehensive protection but also to meet the Schengen visa insurance requirements.

1. Medical Coverage

Medical coverage is the most important aspect of Schengen travel insurance. It provides coverage for emergency medical expenses, accidents, and unexpected illnesses.

The coverage also includes hospitalization, emergency hospital treatment, doctor visits, prescription drugs, and other necessary medical treatments that are considered emergency and necessary.

The policy must cover at least €30,000 for the visa. But depending on your needs and activities in the Schengen area, you can opt for policies with higher coverage.

2. COVID-19 Protection

COVID protection is not mandatory for Schengen visa. But most Schengen visa travel insurance policies offer coverage for medical treatment and quarantine expenses related to COVID. COVID tests and quarantine must be prescribed by a doctor to be eligible for the coverage.

That being said, you must review the policy details to make sure that COVID protection is included. Even though it’s not mandatory, it can provide peace of mind during your trip.

3. Trip Coverage

Trip coverage is also not mandatory for Schengen visa. But most travel insurance plans provide protection against flight cancellations, delays, and lost luggage during your travels. Trip coverage will help lessen any expenses arising from trip interruptions and baggage delays.

Review the policy details to make sure comprehensive trip coverage is included. This way, you can ensure that your trip goes smoothly, even when faced with unexpected setbacks.

What Does Schengen Visa Insurance Plan Not Cover?

Though Schengen travel insurance plans provide coverage for a wide range of scenarios, there will usually be some exclusions. One common exclusion is the coverage for pre-existing medical conditions.

It’s crucial to understand the limitations and exclusions of your Schengen visa insurance policy. Let’s look into the exclusion of pre-existing medical conditions in detail.

Pre-existing Medical Conditions

Pre-existing medical conditions are generally not covered by Schengen visa insurance plans. If you have a medical condition that was present prior to the purchase of your Schengen insurance policy, any medical expenses related to that condition during the trip will not be covered.

Review the terms and conditions of your travel insurance policy to determine if any exclusions apply to pre-existing medical conditions.

Is COVID-19 Coverage Mandatory for Schengen Visa Travel Insurance?

No, COVID-19 coverage is not mandatory for Schengen visa travel insurance. But most Schengen travel insurance companies include COVID coverage in their policy.

Even though it’s not required, having COVID protection in your travel insurance can provide financial security during your Schengen trip.

It is always better to be prepared and have coverage than face challenges during the trip.

How Much Does Schengen Visa Medical Insurance Cost?

The cost of Schengen visa medical insurance varies depending on several factors, such as age, duration of your trip, total coverage amount, and the insurance company.

Schengen travel insurance from IMG Global, through VisitorsCoverage for up to 39 years of age will cost about a dollar a day. For a one-week trip, it would be about $7 USD. The cost goes up with age.

IMG Global is a US-based insurance company offering Schengen visa insurance. If you opt for a Europe-based insurance company such as Europ Assistance, the prices are even higher. A one-week insurance policy can cost about €18.

To find the most affordable insurance policy for the Schengen visa, compare different insurance providers and policies using an insurance aggregator such as VisitorsCoverage .

How to Choose the Right Travel Insurance for Schengen Visa?

Schengen visa letter from VisitorsCoverage

With a myriad of options available in the market, choosing travel insurance for your Schengen visa can be a daunting task. To make this process easier, consider factors such as the reputation of the insurance company, coverage limits, and customer reviews.

Let’s look at each of these factors in detail.

1. Reputation of the Company

When selecting a travel insurance provider, it’s important to evaluate their reputation in the market. A reputable insurance company will have a track record of providing reliable and quality coverage, as well as excellent customer service.

You can assess the reputation of an insurance company by looking at its reviews and ratings on sites such as Trustpilot. VisitorsCoverage , for example, has a 4.7 rating on Trustpilot.

If you choose an insurance company with a strong reputation, you will have confidence in the coverage and support they provide throughout your trip.

2. Coverage Limits and Exclusions

Another important aspect to consider is the coverage limit. The policy must be Schengen visa compliant, meaning the policy must meet the minimum coverage requirement of €30,000.

Additionally, it’s important to review if there are any exclusions such as pre-existing medical conditions or other limitations.

By reviewing the coverage limits and exclusions, you can pick out a policy that is Schengen visa compliant and provide enough protection during your trip.

3. Customer Reviews and Ratings

Reviews and ratings can be invaluable resources when evaluating any product or service in the market. Travel insurance is no different. The reviews and ratings provide insight into the insurance provider’s customer service, claims process, and embassy acceptability.

By considering the experiences of other travelers you can assess the quality and reliability of the travel insurance.

4. Schengen Insurance Certificate

Lastly, the insurance company must be able to issue a Schengen insurance certificate, also called a visa letter. Submitting a visa letter along with the policy is a mandatory requirement for the Schengen visa.

This certificate confirms that your insurance policy meets the Schengen visa criteria. The certificate should include:

  • Your name (as the policyholder)
  • Policy number
  • Total coverage amount, which should be no less than €30,000 (or $50,000)
  • Dates of validity (must cover the entire duration of your stay in the Schengen area)
  • Contact details for the insurance company, in case of emergencies

Where to Purchase Travel Insurance for Schengen Visa?

Travel insurance for Schengen visas can be purchased from online insurance providers, local insurance companies and travel agencies.

Local insurance companies and travel agencies can offer personalized advice. With online platforms, you can compare prices and coverage options from multiple insurers.

Regardless of where you purchase your insurance, it’s important to make sure the insurance policy meets Schengen visa insurance requirements and provides the necessary coverage for your trip.

My recommendation is to buy Schengen visa insurance from VisitorsCoverage. Their Europe Travel Plus policy is specifically designed for the Schengen visa, meeting the minimum coverage requirements and downloadable visa letter. Here is a comparison for a 33-year-old, 7 days trip to the Schengen area.

How to Purchase Travel Insurance for Schengen Visa

To purchase your travel insurance for Schengen visa, go to the VisitorsCoverage’s Europe Travel Plus plan. Enter the following details.

  • Destination Country
  • Citizenship
  • Residence/Home country
  • Coverage Start Date
  • Coverage End Date
  • Arrival Date
  • Date of Birth
  • Email Address

Click on Continue. In the deductible and policy maximum, select $0 for the deductible and $50K for the policy maximum. Then click on Continue.

In the next steps, enter your details as per your passport. Complete the payment and purchase the policy. Once your purchase is complete, you can download your visa letter.

How To Find Cheap Schengen Travel Insurance?

Finding cheap Schengen travel insurance requires research and comparison of policies and companies. I have done this already for you. VisitorsCoverage was the cheapest in my research. If you are older than 50, then you might want to check other insurance companies to see if you can find a cheaper option.

Frequently Asked Questions (FAQS)

Do us citizens need schengen insurance.

No. US citizens do not require Schengen insurance when traveling to the Schengen area. This is because Schengen insurance is mandatory for those that require a visa for the Schengen area. And, US citizens do not require a visa for the Schengen area.

Is Schengen travel insurance refundable?

Yes. Most Schengen visa insurance companies offer reimbursement or free cancellation in the event of visa refusal. That being said, review the terms and conditions of the insurance policy before purchasing to make sure the policy is cancellable in case of visa refusal.

Can I purchase travel insurance after obtaining a Schengen visa?

No. You must purchase travel insurance before obtaining the visa. This is because travel insurance is one of the mandatory requirements for obtaining the Schengen visa. Without purchasing travel insurance, you won’t even be able to apply for the Schengen visa.

Are pre-existing medical conditions covered by travel insurance?

Pre-existing medical conditions are usually not covered by Schengen visa insurance plans. This means that any medical expenses arising due to pre-existing conditions will not be covered during your trip. Before purchasing, review the terms and conditions of the policy to determine the exclusions.

Can I extend my travel insurance coverage if my stay in the Schengen area is prolonged?

It may be possible to extend travel insurance coverage if your stay in the Schengen area is prolonged. But it depends on the insurance company and the policy type. Review the terms and conditions and also contact the insurance provider to inquire about extensions.

Obtaining the right travel insurance is a crucial step in your Schengen visa application process. The travel insurance for Schengen visa must provide at least €30,000 coverage and must be valid throughout the Schengen region for the entire duration of your trip.

While purchasing your Schengen visa insurance, consider factors such as the provider’s reputation, coverage limits and customer reviews. Compare different travel insurance providers and policies to pick out the right insurance for your Schengen visa.

WRITTEN BY THIRUMAL MOTATI

Thirumal Motati

Thirumal Motati is an expert in tourist visa matters. He has been traveling the world on tourist visas for more than a decade. With his expertise, he has obtained several tourist visas, including the most strenuous ones such as the US, UK, Canada, and Schengen, some of which were granted multiple times. He has also set foot inside US consulates on numerous occasions. Mr. Motati has uncovered the secrets to successful visa applications. His guidance has enabled countless individuals to obtain their visas and fulfill their travel dreams. His statements have been mentioned in publications like Yahoo, BBC, The Hindu, and Travel Zoo.

PLAN YOUR TRAVEL WITH VISA TRAVELER

I highly recommend using these websites to plan your trip. I use these websites myself to apply for my visas, book my flights and hotels and purchase my travel insurance.

01. Apply for your visa

Get a verifiable flight itinerary for your visa application from DummyTicket247 . DummyTicket247 is a flight search engine to search and book flight itineraries for visas instantly. These flight itineraries are guaranteed to be valid for 2 weeks and work for all visa applications.

02. Book your fight

Find the cheapest flight tickets using Skyscanner . Skyscanner includes all budget airlines and you are guaranteed to find the cheapest flight to your destination.

03. Book your hotel

Book your hotel from Booking.com . Booking.com has pretty much every hotel, hostel and guesthouse from every destination.

04. Get your onward ticket

If traveling on a one-way ticket, use BestOnwardTicket to get proof of onward ticket for just $12, valid for 48 hours.

05. Purchase your insurance

Purchase travel medical insurance for your trip from HeyMondo . HeyMondo offers a 5% discount to Visa Traveler readers (use the link above), and covers all medical and travel emergencies during your trip.

Need more? Check out my travel resources page  for the best websites to plan your trip.

LEGAL DISCLAIMER We are not affiliated with immigration, embassies or governments of any country. The content in this article is for educational and general informational purposes only, and shall not be understood or construed as, visa, immigration or legal advice. Your use of information provided in this article is solely at your own risk and you expressly agree not to rely upon any information contained in this article as a substitute for professional visa or immigration advice. Under no circumstance shall be held liable or responsible for any errors or omissions in this article or for any damage you may suffer in respect to any actions taken or not taken based on any or all of the information in this article. Please refer to our full disclaimer for further information.

AFFILIATE DISCLOSURE This post may contain affiliate links, which means we may receive a commission, at no extra cost to you, if you make a purchase through a link. Please refer to our full disclosure for further information.

RELATED POSTS

Check Visa Requirements using IATA Travel Centre

  • Cookie Policy
  • Copyright Notice
  • Privacy Policy
  • Terms of Use
  • Flight Itinerary
  • Hotel Reservation
  • Travel Insurance
  • Onward Ticket
  • Testimonials

Search this site

site_name

Schengen Travel Insurance

Traveling to a schengen area.

  • Double-check the expiration date on your passport, paying particular attention to the validity of childrens passports, which are only valid for five years.
  • Make sure your passport is valid for at least six months beyond your intended return date
  • Always carry your passport with you when traveling to other countries within the Schengen Area. While there may not be any border checks at the time of your travel, officials have the authority to reinstate border controls at any time, without prior notice.

Schengen Travel Insurance of which AXA is a leading provider, covers you in all 27 Countries within the Schengen Territory that have abolished internal border controls for their citizens. The countries are:

uk schengen travel insurance

Do I need travel insurance while traveling to Schengen Countries?

What do I receive with my Schengen travel insurance?  

What countries are covered under my axa travel plan, how can axa help with your trip to europe, how to get a travel protection quote.

Receive a  free quote  within minutes Or call us at  855-327-1441  to speak with our licensed Travel Insurance Advisors. Monday-Saturday, 8AM-7PM Central Time  

Does AXA Travel Insurance provide coverage for Schengen Visa?

AXA Gold and Platinum plans offer the necessary medical and assistance coverage in all 27 countries in the Schengen Territory.   However, the Gold and Platinum plans only provide coverage up to 60 – 90days.

What should I do if I have a medical issue while in the Schengen Area?

Please contact the local authority as soon as possible. Then contact us on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy. If you require assistance while traveling, call us at +1312-935-1719

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

Need help choosing a plan.

Speak with one of our licensed representatives or our 24/7 multilingual Insurance advisors to find the coverage you need for your next trip. From Medical Coverage to Trip Cancellation Protection, our team of travel experts will help you choose the right coverage.

licensed agents available

uk schengen travel insurance

  • Credit cards
  • View all credit cards
  • Banking guide
  • Loans guide
  • Insurance guide
  • Personal finance
  • View all personal finance
  • Small business
  • Small business guide
  • View all taxes

5 Tips for Buying Schengen Visa Travel Insurance

Profile photo of Carissa Rawson

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

1. Decide which type of insurance you’d like

2. get multiple quotes, 3. use this as an opportunity to maximize credit card bonus points, 4. double-check the policy before purchasing, 5. consider using a credit card that provides trip insurance instead of buying a new policy, if you’re looking to buy travel insurance for a schengen visa.

Travel insurance can be a very important accompaniment to your trip, especially when you’re traveling throughout multiple countries. Europe is a prime example of this, where the border-free Schengen zone allows you to traverse multiple countries without passing passport control. Finding Schengen visa travel insurance isn’t always simple, however, and you’ll want to ensure that you have coverage regardless of your location.

There are plenty of things to think about before buying travel insurance when traveling throughout Europe, including: the coverage you’re looking for, how you’ll be paying and whether your credit card already offers insurance.

Let’s take a look at Schengen travel insurance and five easy tips for making sure you’re good to go — no matter where you travel within the region.

Although there aren’t generally any Schengen visa travel insurance requirements, there are multiple types of travel insurance coverage available depending on your needs. Consider carefully the type of coverage you’re looking for. Common types includes:

Travel medical insurance .

Trip interruption insurance .

Cancel for any reason insurance .

Trip cancellation insurance .

Lost luggage insurance .

Rental car insurance .

Accidental death insurance .

Emergency evacuation insurance.

Note that the U.K. left the Schengen zone a few years ago, so you’ll want to double-check whether coverage in the U.K. is valid for your travel insurance policy.

» Learn more: Is travel insurance worth it?

It’s always in your best interest to get multiple quotes before purchasing insurance. The amount you’ll pay will be heavily dependent on the type of coverage you receive, its length and any deductibles that you may have.

Cancel For Any Reason insurance, or CFAR, allows you to recoup most or all of your nonrefundable costs — no matter why you’ve chosen not to travel.

There are plenty of different websites that’ll allow you to compare different insurance plans such as TravelInsurance.com or SquareMouth.com (a NerdWallet partner), which will gather together multiple quotes in one easy search.

There are several details you’ll need to have on hand when looking for quotes. These include:

The total cost of your trip.

Your destination.

Your dates of travel.

The number of travelers.

The age of travelers.

Where you live.

When you booked your trip.

Once you’ve got all your information gathered together, it’s simple to find a policy that fits your need for travel insurance in the Schengen zone on one of the comparison websites.

» Learn more: What is travel insurance?

If you’re planning a vacation to Europe, hopefully you’ve already acquired a travel credit card or two. However, cards that focus on travel rewards won’t necessarily optimize insurance purchases.

» Learn more: How to choose a credit card for Europe travel

In this case, you’ll want to double down on rewards with a card that’ll maximize everyday spend. These cards will give you bonus points on all purchases, no matter their category. Great options for this include:

Capital One Venture Rewards Credit Card : Earn 2x Capital One Miles per dollar spent on all purchases.

Citi Double Cash® Card : Earn 2% cash back in the form of Citi ThankYou points on all purchases: 1% when you make your purchase and another 1% when you pay your bill. Plus, through the end of 2024, cardholders can get 5% cash back on hotel, car rentals and attractions booked through the Citi Travel portal .

Chase Freedom Unlimited® : Typically earn 1.5% cash back on all non-bonus category purchases.

The Blue Business® Plus Credit Card from American Express : Earn 2 American Express Membership Rewards on the first $50,000 in purchases each year. Terms apply.

Pair your Chase Freedom Unlimited® card with a Chase Sapphire Preferred® Card card or Chase Sapphire Reserve® card to unlock the full suite of Chase Ultimate Rewards® transfer partners. This strategy is sometimes referred to as the Chase Trifecta .

While you likely won’t be earning a ton of points for your travel insurance purchase (unless your costs are exorbitantly high), maximizing your earnings is always a good idea. Don’t leave money on the table.

» Learn more: The best travel insurance companies

Not all travel insurance policies are created equal. This is probably no great revelation, but it’s definitely something of which you’ll want to be aware.

This is especially pertinent when it comes to the current travel climate in the COVID-19 era. While you may purchase a health insurance plan that covers most medical costs, it may specifically exclude those incurred by COVID-19. And even if it does reimburse you for any hospital costs, it may not pay for a forced quarantine in the event of illness.

These are things you’ll want to check for when buying travel insurance for any trip. Be sure to read the terms and conditions of your policy carefully, and if there’s very specific coverage you’re looking for (such as that offering protection in the event you catch COVID-19), you can often use search filters to narrow down your options.

» Learn more: Is there travel insurance that covers COVID quarantine?

One great feature of travel credit cards is the complimentary trip insurance they often provide. In order for your trip to be eligible for coverage, you’ll need to use the card to pay for your trip. In exchange, however, you can receive some pretty powerful benefits without needing to pay out of pocket.

The Chase Sapphire Preferred® Card card, for example, provides primary rental car insurance. This means that when you decline the insurance offered at the counter, your entire rental will be covered against collision up to the actual value of the rental car.

What’s most powerful about this feature is that, as primary, it comes before your own personal insurance — possibly saving you expensive premium jumps and claims on your policy.

Other cards that include powerful travel insurance protection such as interruption, cancellation or baggage coverage include The Platinum Card® from American Express and the Chase Sapphire Reserve® card. Terms apply.

» Learn more: The cheapest flights to Europe on points

It makes sense to purchase travel insurance in many circumstances, especially with the uncertainty in today’s travel world. Take advantage of these five tips to make sure you’re properly prepared for your trip — whether you’re heading to France, Finland or any of the over two dozen Schengen countries.

Insurance Benefit: Trip Cancellation and Interruption Insurance

The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

Underwritten by New Hampshire Insurance Company, an AIG Company.

Insurance Benefit: Baggage Insurance Plan

Baggage Insurance Plan coverage can be in effect for Covered Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g., plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.

Underwritten by AMEX Assurance Company.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

uk schengen travel insurance

Europ Assistance

Schengen Insurance

uk schengen travel insurance

Proof of insurance coverage is mandatory to get a Schengen visa.

Our Schengen travel insurance cover is available for family and business travellers with no pre-screening or medical exam required. With Europ Assistance’s Schengen travel insurance, you are covered for medical expenses (up to 60,000€) and 24/7 emergency travel assistance. 

Europ Assistance’s Schengen travel insurance cover will allow you to fully enjoy your travel to the Schengen states with peace of mind.  

  • Meets all European regulation requirements
  • Valid for single tourist, family and business travellers
  • Immediately download your Insurance Certificate
  • Reimbursement in case of visa refusal

Our Coverage

  • Schengen from 3€ per person
  • Schengen Plus from 5€ per person

Assistance in the event of illness or injury Up to 30,000€ Up to 60,000€

Europ Assistance will cover medical and expenses in the event of sudden illness or accident that occurs while the insured person is travelling outside his or her resident country.

Coverage includes medical fees, medication costs, hospitalisation expenses, transfer fees that are ordered by a doctor and repatriation costs. 

Assistance in the event of death

Europ Assistance will cover the costs and organise repatriation of the mortal remains of the insured person in the event of death. 

Coverage area Covers trips in the Schengen area Covers trips in the Schengen area plus Cyprus, Ireland and the UK

Extension of stay

Europ Assistance will pay the expenses incurred from the extension of stay if prescribed by a doctor, for a maximum of 5 days.

Return and location of companion

Europ Assistance will cover the return costs of a person accompanying the insured person. 

Accompaniment of minors

Europ Assistance will organise and take charge of the return journey of any person under the age of 14 to his/her country of residence.

You are using an outdated browser. Please upgrade your browser to improve your experience.

  • For Individuals
  • For Governments
  • #TravelAgain
  • #DoNotFallForFraud

Secure your overseas trip with Travel Medical Insurance

Get your Travel Medical Insurance from reputed global insurers for travel in the new normal.

banner

Travelling from*

*Please select Travelling from country

  • South Korea
  • Afghanistan
  • Aland Islands
  • Antigua Barbuda
  • Ascension and Tristan da Cunha
  • Bosnia & Herzegovina
  • Burkina Faso
  • Cape Verde Islands
  • Cayman Islands
  • Central African Republic
  • Christmas Islands
  • Cocos Islands
  • The Democratic Republic of the Congo
  • Czech Republic
  • Dominican Republic
  • El Salvador
  • Equatorial Guinea
  • French Polynesia
  • Guinea Bissau
  • British Indian Ocean Territory
  • British Virgin Islands
  • Caribbran Netherlands
  • Ivory Coast
  • Faroe Islands
  • French Guiana
  • Liechtenstein
  • Marshall Islands
  • Saint Barthelemy
  • Saint Kitts Nevis
  • Saint Martin
  • Saint Pierre and Miquelon
  • Hong Kong SAR
  • Isle of Man
  • Korea, Republic of
  • Myanmar (Burma)
  • The Netherlands
  • New Caledonia
  • New Zealand
  • Norfolk Islands
  • Northern Mariana Islands
  • North Macedonia
  • Palestinian Territories
  • Papua New Guinea
  • Philippines
  • Puerto Rico
  • Saint Helena
  • Saint Lucia
  • Saint Vincent Grenadines
  • Sao Tome & Principe
  • Saudi Arabia
  • Sierra Leone
  • Sint Marteen
  • Solomon Island
  • South Africa
  • South Sudan
  • Sudan, Republic of
  • Svalbard and Jan Mayen
  • Switzerland
  • Taiwan, China
  • The Holy See
  • Timor Leste
  • Trinidad & Tobago
  • Turkmenistan
  • Turks Caicos Islands
  • United Arab Emirates
  • United Kingdom
  • United States of America
  • Vatican City
  • Virgin Islands of the United States
  • Western Sahara
  • Vietnam (Online eVisa)
  • Lesotho Permits
  • Korea, Democratic People's Republic of
  • Ghana Permits
  • Lithuania Temporary Residence Permit
  • Lithuania (E-Resident card)
  • Lithuania TRP and National Visa
  • Finland Residence Permit
  • Thailand (Online eVisa)
  • American Samoa
  • Pitcairn Island
  • Wallis and Futuna Islands
  • Bouvet Island
  • Akrotiri and Dhekelia
  • Baker Island
  • Clipperton Island
  • South Georgia and the South Sandwich Islands

Travelling to*

*Please select Travelling to country

  • Schengen countries
  • Faroe Iceland
  • Falkland Islands

By clicking 'Get Now,' I agree to the terms and conditions & understand that my personal data may be shared with VFS Global insurance partners.

Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

Travel Medical Insurance

Emergency medical coverage.

Competitive pricing from global insurers.

Global medical insurance coverage for evacuation and accidents.

Cancellation and trip delay coverage.

Protection for loss of passport and travel documents.

Frequently asked questions

View all FAQ's

1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

With Travel Medical Insurance assistance provided by VFS Global, you can book your insurance and submit your visa application together.

Even if you missed purchasing the insurance plan before or during the visa application process, you can still buy Travel Medical Insurance by visiting our website.

Our Valued Partners

mst-2

Modal title

Terms and Conditions:

The VFS Global website may contain links to third-party sites promoting various products and/or services that VFS Global does not own or operate. These links to websites are in the nature of paid advertising and are not verified by VFS Global.

These links are provided for convenient access. Access to these links is voluntary and does not indicate that VFS Global endorses or is associated with any of these third-party websites. Users are requested to use these links at their own discretion, risk, and cost when dealing with these websites, and neither VFS Global nor its officers, employees, or agents shall have any responsibility or liability of any nature whatsoever for these other third-party websites/links or any other information contained in them.

Use of Your Personal Information:

In the event that you wish to avail of any of our collaboration partners' products or services, you agree and understand that by proceeding to avail of these products and services, you consent to share your personal information with them. By clicking on the box below, you confirm that you have provided your consent to us sharing your personal information with our collaboration partners for the purpose of providing products and services and receiving quotes from them.

For more information about how we use your personal information, please review our Privacy Policy. You can also review our partners' Privacy Policies - you'll be able to find these on their websites when you click through to the next page.

IMAGES

  1. Travel Insurance for Schengen Visa in 5 Easy Steps (Updated 2019 )

    uk schengen travel insurance

  2. Schengen Travel Insurance

    uk schengen travel insurance

  3. [2020] Best Schengen Visa Travel Insurance: Cost, Requirements, Refund

    uk schengen travel insurance

  4. Schengen Visa Travel Insurance: Getting Medical Coverage for Europe Visits

    uk schengen travel insurance

  5. Schengen Visa Travel Insurance

    uk schengen travel insurance

  6. Travel insurance for Schengen visa in 5 easy steps (Updated 2019 )

    uk schengen travel insurance

VIDEO

  1. Understanding Coverage for Lab Tests & Blood Work in Visitors Travel Health Insurance

  2. How to get online Schengen travel insurance from pakistan /how to get Spain online travel insurance

  3. வெளிநாடு செல்ல ட்ராவல் இன்சூரன்ஸ் நீங்களே ONLINEனில் எடுக்கலாம் how tobuy travel insurancevisatamil

  4. Travel insurance worth the extra money?

  5. UK, Schengen countries mint millions from rejected Pakistani visas

  6. Apply For Your Schengen Visa || Travel 27 Schengen Countries #travel #visaupdates #trendyreel

COMMENTS

  1. Schengen Europe Travel Insurance

    AXA is the number one provider of travel insurance for trips to Europe and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €33 per week, or Schengen Multi Trip insurance, which is perfect for regular travelers and available for €328 for a year ...

  2. Schengen Travel Insurance

    The leading Schengen travel insurance provider. When you choose Europ Assistance as your Schengen visa travel insurance provider, you also get the support and expertise of 750,000 partners.If something goes wrong, not only will your medical expenses be properly reimbursed, but you will also get help from competent medical professionals at qualified medical centers, no matter where you are.

  3. Compare Schengen Travel Insurance

    Schengen travel insurance will provide cover for any of the 27 countries in the Schengen region. This is the case whether you buy a single trip policy to one of the 27 countries, or an annual ...

  4. Schengen Travel Insurance From the UK

    Schengen travel insurance refers to the type of insurance you need when you apply for a Schengen visa in the UK. In order for the Consulate or Embassy to accept it, your Schengen visa insurance must meet the following criteria: Must cover a minimum of €30,000 (around £26,000 as of May 2024) on medical bills and repatriation.

  5. Schengen travel insurance

    Schengen visas require applicants to have a certain level of travel insurance with health cover. This will continue to be the case for applicants who are resident in EU/EEA countries. However, students residing in the UK will be unable to apply for a Schengen visa. Remember, though, that it is important to have travel insurance for any overseas ...

  6. Schengen VISA Approved Travel Insurance

    Voyager Europa Schengen VISA Approved Travel Insurance offers 4 levels of cover at affordable prices, giving you peace of mind that you will be covered should the unexpected happen on your holiday. ... Surrey, GU1 3DG, UK. Voyager Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (Firm reference no. 305814 ...

  7. Travel insurance United Kingdom

    The maximum stay on a visitor's visa is six months. AXA's Europe Travel insurance offers extensive protection for those traveling to the UK - as it can cover medical expenses up to €100,000 in the UK and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your visa application.

  8. Schengen Travel Insurance

    Travel insurance is a legal requirement for obtaining a Schengen visa. It covers medical treatment, repatriation, and other emergencies while traveling in the Schengen area. The Schengen Area consists of 26 European countries that have officially abolished passport and immigration controls at their mutual borders.

  9. Schengen Insurance From Voyager Europa

    It's quick and easy to get a quote for Voyager Europa Schengen Insurance Visa: just click the ' Buy Online ' buttons to get a fast quote and buy Schengen Insurance online, or if you prefer to speak with someone then you can call our team direct on +44 (0)1483 806 681. Get Schengen VISA Approved Travel Insurance today with Voyager Europa ...

  10. Schengen travel insurance

    Travel insurance isn't a legal requirement to enter the Schengen area for UK nationals, but it's recommended. A GHIC or EHIC can give you access to emergency state healthcare at the same rate as a local. However, it isn't a replacement for travel insurance. You're able to visit the Schengen area for up to 90 days within a 180-day time ...

  11. Schengen Travel Insurance: How to choose the best one

    AXA travel insurance is accepted with all Schengen visa applications. Schengen visa insurance meets all the European visa requirements. It is approved and accepted by the consulates and embassies of all the countries of the Schengen Area. It guarantees coverage of at least €30,000 and up to €100,000 (depending on the chosen option).

  12. Schengen Travel Insurance and Annual Multi-trip Cover

    Schengen travel insurance. With a Schengen travel insurance policy from InsureandGo, you can get cover for medical expenses throughout Europe. Even our cheapest policy covers medical expenses up to £5 million, which is more than enough to satisfy your Schengen visa requirements. Get a quote today and buy your insurance online in minutes.

  13. Travel Insurance for the Schengen Area

    A key requirement for getting a Schengen Visa is to have travel insurance covering you in all states in the Schengen Area. The easiest way to do this is to consider travel insurance. ... (Registration no. C89977). nib Travel Services Europe (UK Branch) is authorised and regulated by the Financial Conduct Authority, FRN 988371. Registered Office ...

  14. Travel Insurance for Schengen Visa: A Comprehensive Guide

    Minimum Coverage. Your Schengen visa travel insurance must meet the minimum coverage requirement of €30,000. When purchasing Schengen visa travel insurance in USD, make sure the policy covers at least $50,000. This minimum coverage is applicable for any medical expenses, emergency evacuation, and repatriation of remains.

  15. Schengen Travel Insurance

    US Travelers who are seeking Travel Insurance for the visa-free Schengen Zone can do so by purchasing online or calling 855-327-1441 Monday - Saturday 8AM - 7PM CST. Receive a free quote within minutes of completing our travel form or speak with our team of licensed travel advisors to help you customize and choose the right travel insurance ...

  16. All you need to know about Schengen travel insurance

    Here is what you need to know about where to buy this, the different products available that meet the criteria required as part of a Schengen Visa application, as well as information on how to apply from and to different countries, and details of AXA's top travel insurance products. Travel insurance for countries requiring a Schengen Visa.

  17. 5 Tips for Buying Schengen Travel Insurance

    Get multiple quotes. 3. Use this as an opportunity to maximize credit card bonus points. 4. Double-check the policy before purchasing. 5. Consider using a credit card that provides trip insurance ...

  18. Schengen Insurance

    With Europ Assistance's Schengen travel insurance, you are covered for medical expenses (up to 60,000€) and 24/7 emergency travel assistance. Europ Assistance's Schengen travel insurance cover will allow you to fully enjoy your travel to the Schengen states with peace of mind. Meets all European regulation requirements.

  19. Travel Insurance Requirements for Obtaining a Schengen Visa

    Multiple-entry Schengen visas allow you to make multiple trips within the Schengen zone. Applicants for visas for more than two entries will need the following: Proof that they have valid travel medical insurance covering only the duration of their first intended visit to receive their visa. However, you'll also need to sign a document ...

  20. Travel Insurance

    Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan. 2.

  21. Over 80s Travel Insurance

    Medical care: You're covered for emergency medical treatment and bills on your travels. All pre-existing medical conditions are included if you declared them when obtaining your policy. Repatriation: If you need to return to the UK due to a medical emergency, Saga's over-80s travel insurance covers transport costs. Cancellation cover: If you must cancel your holiday due to illness or ...

  22. schengen-travel

    test3. Do you need Schengen insurance? Buy your AXA travel insurance online. Get a Schengen visa travel insurance policy now. Submit the certificate with your visa application. Take advantage of our money-back guarantee. Get Schengen insurance. FAQ. SCHENGEN VISA.

  23. Schengen Visa travel insurance: the minimum coverage required

    3. The insurance shall be valid throughout the territory of the Member States and cover the entire period of the person's intended stay or transit. The minimum coverage shall be €30,000. When a visa with limited territorial validity covering the territory of more than one Member State is issued, the insurance cover shall be valid at least ...