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How American Express Cruise Benefits Work

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American Express offers exclusive benefits when you book a cruise through its AmEx Cruise Privileges program.

As a cardholder of The Platinum Card® from American Express or The Business Platinum Card® from American Express , you'll receive credits and amenities to enjoy during your trip. Terms apply.

Learn more about these benefits, how to use them and how to maximize rewards on your next cruise vacation.

American Express Cruise Privileges program

American Express cardholders earn rewards and benefits when booking travel through the AmEx Travel portal . The Amex Cruise Privileges program offers exclusive benefits for American Express Platinum members with participating cruise lines.

Offers include complimentary land packages and onboard credits. Additionally, all eligible American Express cards that earn Membership Rewards receive 2x points when booking cruises through AmEx Travel.

Terms apply.

» Learn more: The best ways to book a cruise

AmEx Platinum cruise benefits

AmEx Platinum cruise benefits vary based on which cruise line you book and the details of your cruise. AmEx cardholders can book online or call AmEx Travel at 866-669-4423 to receive these exclusive benefits.

At the moment, American Express partners with 18 different cruise lines. Each cruise line offers different benefits across a variety of price points, travel dates and selected cabins.

Shipboard credit

As part of the American Express Cruise Privileges program, eligible cardholders receive $100 to $300 of onboard credits per stateroom. These credits are redeemable for dining, spa services and more. They cannot be used for casino charges, gratuities or similar expenses.

The shipboard credits are applied to your final bill at the end of your cruise.

They may be paid in local currency and are subject to foreign currency fluctuations. Any unused portion of your credits is nonrefundable, so travelers should use them fully.

Exclusive amenities that vary by cruise line

In addition to an onboard credit, reservations include exclusive amenities unique to each cruise line. Examples include premium wine, assorted canapés, spa vouchers and behind-the-scenes ship tours.

American Express Royal Caribbean benefits include one bottle of champagne per stateroom, while Regent Seven Seas passengers receive a private gallery tour.

Visit the American Express Platinum cruise deals page to view each program partner's offers.

» Learn more: The best cruise lines

How to receive American Express cruise benefits

To receive your cruise benefits, follow these steps and ensure your reservation meets the requirements.

Call or book online with AmEx Travel

Your reservations must be booked through AmEx Travel online or over the phone. These benefits are unavailable if you book directly with the cruise line or through a third party, like a travel agent or online travel agency.

Cruise must be at least five days and have double-occupancy

The cruise must be at least five days long, and you must be traveling with at least double occupancy in your room.

Onboard credits and other amenities are available for up to three staterooms per eligible card member, per cruise. So, you can share benefits with fellow travelers if you book all of the staterooms together using your eligible credit card.

Cardholder must travel on the cruise

While you can book additional rooms for travel companions, the cardholder paying for the cruise must be on the trip. Otherwise, those on the cruise will not receive the benefits.

Book an eligible room type

Not all staterooms are eligible for Cruise Privileges program benefits. Requirements vary by cruise line, so double-check eligibility before booking your room to avoid disappointment during your trip.

Use an eligible card to pay

To receive benefits AmEx Cruise Privileges program benefits, you must use an eligible American Express card to pay for your trip. Eligible cards from the U.S. include:

The Platinum Card® from American Express .

The Business Platinum Card® from American Express .

The Centurion® Card.

The Business Centurion® Card.

Other cards that offer similar benefits, like the American Express® Gold Card or the Delta SkyMiles® Platinum American Express Card , are not eligible for these benefits.

» Learn more: The best travel credit cards right now

How to maximize rewards and benefits when booking cruises through AmEx Travel

You'll maximize the rewards and benefits available for your cruise vacation by booking your reservation through AmEx Travel.

Earning vs. redeeming points

American Express Platinum travel cruises earn 2x points on cash reservations. Eligible cardholders can also book American Express rewards cruises using points. Cardholders can redeem points for a portion or all of the cruise cost.

The redemption value of 0.7 cents per point is substantially lower than our average valuation of 2.8 cents each . Due to this low valuation, we recommend saving your points for another redemption and paying cash for your cruise.

Compare credits and amenities among cruise lines

With so many participating cruise lines, travelers have many options available. In some cases, the prices are similar among different lines.

Compare onboard credits and amenities offered to find the best value, even if it means paying a little more upfront.

Waived cancellation fees

AmEx Travel does not charge cancellation or change fees if you need to adjust your reservations. However, the cruise line may charge penalties depending on when you booked, where you're traveling, how long the cruise is and other factors.

Generally, these fees increase as you get closer to your departure date. Before booking your cruise, review the cruise line’s change and cancellation policies to understand what fees may apply.

» Learn more: Tips for collecting AmEx Membership Rewards

American Express cruise benefits, recapped

Eligible American Express cardholders receive exclusive perks on participating cruise lines when booking through AmEx Travel. The AmEx Platinum cruise benefits include onboard credits, exclusive amenities and 2x points on the cash portion of your reservation.

American Express partners with 18 different cruise lines, so there's a strong chance that one of them has a special offer for your desired destination.

Before booking, ensure your trip meets the cruise's requirements to qualify for your AmEx Cruise Privileges program benefits.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

on Bank of America's website

1.5x-2x Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.

60,000 Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

Capital One Venture X vs. Amex Platinum: Which premium card is better for you?

Editor's Note

If you're ready to add a premium travel rewards card to your wallet, you may find yourself debating between the Capital One Venture X Rewards Credit Card and The Platinum Card® from American Express — and with good reason.

Both cards offer premium perks like airport lounge access , valuable statement credits and travel protections . But no one card is right for everyone, and that's especially true in the premium card space. While both the Venture X and Amex Platinum are fantastic cards, they have some major differences that almost guarantee one is a better fit for you than the other.

To help you decide which is the right card for you, here's a breakdown of what the Venture X and the Amex Platinum bring to the table.

Capital One Venture X vs. Amex Platinum comparison

*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.

**Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, cardmembers are responsible for the costs charged by third-party service providers.

***Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.

****Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

Related: The best premium credit cards: A side-by-side comparison

Capital One Venture X vs. Amex Platinum welcome bonus

The Capital One Venture X has a current welcome bonus of 75,000 miles after you spend $4,000 within the first three months from account opening. TPG values this bonus at $1,388.

Is the Amex Platinum worth the annual fee?

W hen it comes to premium travel rewards cards, consumers have several options. Although many of these premium cards charge high annual fees, the benefits, statement credits and earning potential they provide can make paying for them worthwhile.

The Platinum Card® from American Express is one of the top premium cards currently on the market, and it has a premium annual fee of $695 to boot (see rates and fees ).

In this guide, I'll consider the advantages of having an Amex Platinum card in your wallet, from the card's reward-earning structure to its money-saving features, so you can decide whether the hefty annual fee is worth it.

Welcome offer

The Amex Platinum comes with a lucrative welcome offer of 80,000 bonus points after spending $8,000 within the first six months of card membership.

TPG's August 2024 valuations put this welcome offer at $1,600.

You can also check the CardMatch tool to see if you're targeted for a better offer. Offer is subject to change at any time, and not all applicants will be targeted for the same offers.

Related: How to check if you're targeted for 150k Amex Platinum offer or the 90k Amex Gold offer via CardMatch

Amex Platinum statement credits

The Amex Platinum offers eight main statement credits that can reduce the effective cost of the annual fee. If used fully, these credits amount to nearly $1,600 in value per year, more than double the card's annual fee.

Let's examine these credits individually and how you can fully take advantage of each one. Note that enrollment is required for select benefits, and terms apply.

Airline fee credit

Potential annual value: $200

This is one of the most basic, yet still confusing (to some), benefits of the Amex Platinum. Each calendar (not account anniversary) year, cardmembers can get up to $200 back in statement credits toward incidental fees on a single U.S. airline of their choice that they designate.

Technically, this credit is meant to be used toward charges such as checked baggage fees, seat assignment fees, airline lounge passes and similar expenses.

Depending on how airlines code certain purchases, however, it is also sometimes possible to purchase airline gift cards to use toward tickets and be reimbursed via the airline fee credit (although it's worth noting that this can change unexpectedly).

Uber credits

Cardmembers receive up to $200 in Uber Cash per calendar year toward U.S. rides and Uber Eats orders. They can also register for complimentary Uber VIP status, which gives access to better cars and better-rated drivers in select locations.

You must link your Platinum Card to your Uber account to take advantage of this benefit. Once that's done, you'll automatically receive $15 in Uber credit each month, except for December, when the credit increases to $35. Note that this credit does not roll over if you don't use it.

Related: How to make sure you're getting your Amex Platinum Uber credits

Saks Fifth Avenue credit

Potential annual value: $100

The card's Saks Fifth Avenue credit is available in the form of two up to $50 statement credits per year. Each year, you can get one up to $50 statement credit for Saks purchases between Jan. 1 and June 30 and another up to $50 statement credit for purchases between July 1 and Dec. 31.

You'll need to enroll your Amex Platinum Card for this benefit to take effect , but there's no minimum purchase required. Other terms may apply.

If you don't shop at Saks yourself, you can still buy gifts for others .

Related: Your guide to the Amex Platinum Saks Fifth Avenue credit

Global Entry or TSA PreCheck credit

Potential annual value: $25

This is another great benefit targeted toward frequent travelers. When you pay the $100 Global Entry application fee or the up to $85 TSA PreCheck fee using your card, the fee will be refunded to you as a statement credit, up to $100 (this credit will be increased to $120 this October).

Cardmembers are eligible for this statement credit every four years (4½ for PreCheck) since you must renew your Global Entry or TSA PreCheck membership every five years.

Related: Key things to know before getting Global Entry

Hotel credit

Cardmembers receive up to $200 in statement credits each calendar year when booking a prepaid stay via Amex Fine Hotels + Resorts or The Hotel Collection on Amex Travel . Note that a minimum stay of two nights is required if you're booking through The Hotel Collection.

Clear Plus membership credit

Potential annual value: $199

A benefit of the Amex Platinum that can help you save time and stress at the airport is the annual statement credit for a Clear Plus membership of up to $199. Clear Plus lets you use biometric kiosks for identification purposes and skip showing the TSA agent your travel identification documents.

Enrollment is required; terms may apply.

Related: Clear expedited airport security program: Is it worth it?

Digital entertainment credit

Potential annual value: $240

In an attempt to make the Amex Platinum more lifestyle-focused, Amex added a digital entertainment credit that offers reimbursement for the following services:

• The New York Times
• Disney+, ESPN+ and Hulu or a Disney Bundle
• The Wall Street Journal

You can mix and match how you'd like to take advantage of this, but you'll earn up to $20 in monthly statement credits. Enrollment is required, and terms apply.

Related: Best credit cards for streaming services

Walmart+ credit

Potential annual value: $155

Another Amex Platinum perk to note is up to $155 in annual statement credits toward the cost of a monthly Walmart+ membership (subject to auto-renewal).

One monthly membership costs $12.95 plus local sales tax, so the statement credits should cover most — if not all — of that. Plus Up Benefits are not eligible.

Enrollment is required, and terms apply.

Equinox credit

Potential annual value: $300

When you pay for your eligible Equinox membership or Equinox+ membership, you'll receive up to $300 in statement credits each year.

Equniox+ costs $40 per month and may be useful to those who don't live near an Equinox physical location. Some Reddit users have reported that this credit was triggered after making purchases at an Equinox spa.

Related: At home or at the gym: The best credit cards to maximize your next workout

Other Amex Platinum card benefits

The statement credits described in the previous section can easily help bring your effective annual fee down from the published $695 to $0 per year.

However, even if you can't use all of the credits — perhaps because you can't access Equinox locations, you don't like shopping at Saks or you can't find anyone to use the Global Entry/TSA PreCheck credit that seemingly comes with every premium card these days — it's still possible that the card's other perks and earning potential will provide enough value to justify the annual fee.

Airline and hotel bonus categories

Cardmembers earn 5 points per dollar on airfare when booked directly with airlines or with American Express Travel (on up to $500,000 of these purchases per calendar year, then 1 point per dollar).

Cardmembers can also earn 5 points per dollar on prepaid hotels booked on AmexTravel.com, including prepaid Amex Fine Hotels & Resorts bookings made online. The Amex Platinum also has trip cancellation, interruption and delay insurance *. However, it still does not include baggage delay reimbursement .

*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

Lounge access

Thanks to the American Express Global Lounge Collection, the Amex Platinum has the best lounge access benefits of almost any rewards card.

The Lounge Collection includes Priority Pass Select membership and access to Delta SkyClubs (beginning Feb. 1, 2025, access will be limited to 10 visits each year), Escape lounges, Plaza Premium lounges, Centurion Lounges and International American Express Lounges.

The card's Priority Pass Select membership gets the cardmember and two guests into more than 1,300 Priority Pass lounges worldwide for free, although you'll need to request your membership card .

Enrollment is required for Priority Pass.

Marriott Bonvoy and Hilton Honors elite status

Some cardmembers tend to forget about the hotel elite status that comes with the Amex Platinum. As a cardmember, you can enroll for Hilton Honors Gold and Marriott Bonvoy Gold Elite status .

If you frequent either of these hotel brands, receiving elite status through the Amex Platinum can go a long way toward justifying its annual fee.

Amex Fine Hotels + Resorts

Amex Platinum cardmembers can book stays through the Amex Fine Hotels + Resorts program.

By doing so, you'll get elitelike benefits, including noon check-in (based on availability), room upgrades (when available), daily breakfast for two people, complimentary Wi-Fi, guaranteed 4 p.m. late checkout and a unique property amenity valued at $100 or more.

Plus, you'll earn 5 points per dollar on prepaid stays booked online through FHR. Read more on TPG's full guide on the Fine Hotels + Resorts Program .

Bottom line

The Amex Platinum has an annual fee of $695, but for many travelers, the card's benefits will more than offset that charge.

If you can maximize all of its annual statement credits, you're looking at nearly $1,600 in value. Plus, the various other benefits of the card can be worth even more for most frequent travelers.

If the annual fee isn't worth it for you, but you're still interested in an American Express rewards card, consider the American Express® Gold Card . It's great for foodies who eat out or order delivery often.

To learn more, read our full review of the Amex Platinum .

Apply here: The Platinum Card® from American Express

For rates and fees of the Amex Platinum, click here .

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Welcome aboard.

Your journey to a rewarding life  starts here..

Getting started is easy with your new American Express® Platinum Travel Credit Card Benefits .

Here is some helpful information related to your card..

Click here  to Apply for a Supplementary Card.

Calculate  how your spending on shopping, dining, travel and more can add up to rewards.

Activating your Card

Activate your Card and select a PIN via any the following ways:

Via the American Express® App

• Download the American Express ® App.
• Enter Card Details. Create User ID and Password.
• Set a PIN of your choice and Activate your Card.
• If you already have the Amex App, log in and go to ‘Account’ tab and select ‘Activate and Add Card to your Account’ option.

Manage your Card account on-the-go, and get more done with a few taps on the American Express App

• Enjoy quick & secure access with just your fingerprint.
• Set up real-time purchase alerts, spend tracking alerts, payment due date reminders, and weekly balance alert.
• Access last 6 months’ statements in a simple PDF format.
• View and redeem the reward points you have earned.
• Reset your Online Account User ID or Password.
• Block your Card temporarily if you have misplaced it*.
• Chat with us on the App for quick support.
• View, change, or unlock your PIN. Know more

Click below to download or give us a missed call at 7043337788 to receive a download link on your mobile phone.

Via American Express® Online Service

• Register for online services at americanexpress.co.in/activate
• Set a PIN of your choice and activate your Card.

Register and enjoy the ease of managing your account anytime, anywhere.

• View your Account balance and pay your bill online
• Set up SMS and email alerts to help keep up to date
• Register for special offers and updates
• View, change or unlock your PIN. Know more.
• Track your Membership Rewards ® Points balance

Via American Express® Helpline

• Call the  helpline number  printed on the reverse of your Card.
• Follow the IVR to set a PIN of your choice and activate your Card.

Register for online services at  americanexpress.co.in  or via the Amex App.

Using your Card

Manage transaction security settings

• In-store/point of sale (Chip)
• Online Websites and Mobile Apps
• Contactless - Tap and Pay

You can manage the controls in 3 easy steps:

1. Log in to your Online Card Account or Amex App 2. Go to ‘Account Management’ (Online Account) or ‘Account’ (App) 3. Go to ‘Transaction Security Settings’ to manage and modify your transactions security settings

Once saved, the transaction settings will be effective immediately on your Card.

If your Card gets renewed or replaced in the future, onlyin-store/point of sale (Chip), and ATM transactions within India will beenabled by default. You will be required to enable online, international, andcontactless transactions on your Card by following the steps above.

Refer to the FAQ page should you have any queries.

*You need to be enrolled in the Express Cash facility towithdraw cash from ATMs International ATM transaction may be enabled basisyour international spend behavior. 

Please be aware that , Cash withdrawal services on your American Express Card have been temporarily paused in India, effective 31st January 2022. However, you may still avail the service in international locations.

Amex Offers

Enjoy special cashbacks, discounts, and Bonus points when you travel, shop, dine or do a lot more with your American Express® Credit Card.

Terms and conditions apply

Places to use your Card

Your Cardmembership opens up the world to you with your Card being accepted online, on your street and all over the world. You can use your Card for practically anything and everything, across purchases such as:

• Entertainment

Saving your new American Express Card details at your favourite online retailers is the most convenient way to quickly make purchases online. Check out faster whenever you shop online at places like Amazon, Flipkart, Myntra, Uber, Swiggy, Paytm, Big Basket, BookMyShow and many more

Managing your Card

Your Card statement

Once you register for Online Account Services, you can easily access your Card Statement. To ensure your payment due date is set to one convenient for you, please contact Customer Services to discuss changing the date your statement is sent each month. If your Account is currently overdue for payment, please make the payment before requesting any change.

You can pay your Card bill through any of the following ways:

• Online Funds Transfer: NEFT
• Online Payment : Debit card powered by Rupay; UPI/BHIM-UPI; UPI QR Code/BHIM-UPI QR Code
• Recurring Direct Debit/NACH

Account Alerts

Stay on top of your Account with our wide range of alerts – from balance updates, real-time transaction alerts to payment due date reminders .

You can do this by logging into your account and setting up the alerts of your choice.

You can also set up push notifications through the Amex App.

Card replacement

If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account by calling up Customer Care. Know more

Offers to discover

Shopping made rewarding with 3X Bonus points.

Shop with your favourite brands on Reward Multiplier and earn extra reward points every time you pay using your American Express® Card.

The American Express App

View your reward points, set up alerts and manage your account on the go with the Amex App

For Frequently Asked Questions, please visit the  Help Center

Spend Rs. 1.9 Lacs in a Cardmembership year 1 and get benefits worth upto Rs. 5,500 

• Earn 15,000 Bonus Membership Reward points* redeemable for Flipkart 5 voucher or Pay with Points option in Amex Travel Online 2 worth Rs. 4,500 
• You also earn 3,400 regular Membership Reward points 4 , on spending Rs. 1.9 lacs, redeemable for Flipkart voucher or Pay with Points option in Amex Travel Online worth Rs. 1,020 
• These benefits are effective 22 nd January, 2021

Spend Rs. 4 lacs in a Cardmembership year 1  and get benefit worth upto INR 18,600 .

•  Earn 25,000 Bonus Membership Reward points* redeemable for Flipkart 5  voucher or Pay with Points option in Amex Travel Online 2  worth Rs. 7,500.                                                                                                                                                                                                                                                                                                              
• On spending Rs. 4 Lacs in a year, you also earn 3,700 Regular Membership Rewards points 4  redeemable for Flipkart voucher or Pay with Points option in Amex Travel Online worth Rs. 1,100 .                                                                                                                                                                                                                              
• These benefits are effective 22 nd  January, 2021                                                                                                                                                                                                                                                                                                  
• Also get a Taj Experiences E-Gift Card 3  worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels. This E-Gift Card will be mailed to you on reaching the spend threshold.                                                                                                                                                    

The   *Membership Rewards points received on spend milestones is a combination of threshold and Bonus Membership Rewards points, credited in parts and once in a Membership year. You will get your threshold Membership Rewards points once you achieve the spend milestones. However, to claim your Bonus Membership Rewards points, please reach out to us via chat through the Amex App or call the number at the back of your Card. 

If you wish to redeem Membership Rewards points credited on spend milestones for Flipkart Vouchers, these points will be debited in entirety i.e., 15,000 Membership Rewards points redeemable for Flipkart vouchers worth Rs. 4,500 and 25,000 Bonus Membership Rewards points redeemable for Flipkart vouchers worth Rs. 7,500. Membership Rewards points can also be redeemed for the Pay with Points option in Amex Travel Online at the value of Rs. 0.30 for each Membership Rewards point. 

These Membership Rewards points can also be redeemed for any other voucher of your choice from the Membership Rewards catalogue.

Keep an eye on your Spend Milestones

Track your spends on the American Express® App and find out how much more you need to spend to reach these spend milestones.

Give a missed call on 7043337788 to get the download link on your mobile phone.

Terms and Conditions

1. Year is defined as 12 months from the date of card issuance/renewal

2. For Taj Stay Voucher E-Gift Cards Terms & Conditions, click here

3. Assuming that 10% of the total spend was at Fuel, Insurance and Utilities (which includes Water, Gas and Electricity bill payments) categories where-in you will not earn any Membership Rewards Points.

4. For Flipkart Voucher Terms & Conditions, click here

Refuel and recharge while you wait for your flight

We understand flights can be unpredictable and can shift your schedules, but with our backing you can enjoy the various facilities at airport lounges.

•  Enjoy 8 complimentary visits per year (limited to two complimentary visit per quarter) to airport lounges across India.
• Also, get complimentary membership to Priority Pass with the US$99 annual fee waived just for you. Click here to enroll your Basic American Express ®  Platinum Travel Credit Card in the Priority Pass program.

Welcome Gift 

Get a Welcome Gift of 10,000 Membership Rewards Points*  redeemable for Flipkart 2 voucher or Pay with Points option in Amex Travel Online 3 worth Rs. 3,000. These benefits are effective 22nd January, 2021.

Please note: Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 15,000 within 90 days of cardmembership.

Reward yourself with every swipe

From the moment you start using your Platinum Travel Credit Card, you’ll begin collecting 1 Membership Rewards Point on every INR 50 spent 1 , except for spends on Fuel, Utilities, Insurance, Cash Transactions and EMI conversion at Point of Sale.

Shop with your favourite brands on Reward Multiplier and earn 3X reward points every time you pay using your American Express ® Card.

Redeem Reward points

• Our Membership Rewards catalogue offers you a wide range of options to redeem your points on entertainment, travel, dining and products including electronics, apparel, home essentials.
• Book flights, hotels or experiences on the American Express Travel online website.
• Pay with points at online retailers.
• Purchase Gift Cards or eVouchers from a choice of well-known brands.
• Transfer points to travel, hotel and retail loyalty programs.
• Use points to offset any purchase made on your Card.
• Redeem points for a Taj stay voucher at higher value. Complete the spend milestones and get bonus Membership Rewards points. These points can be redeemed for a Taj stay voucher worth up to Rs. 34,000* every year.

1. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.

2  for Flipkart voucher Terms and Conditions Click here

3 Amex Travel Online is an American Express backed travel webpage for booking International and Domestic Flights and Hotels and Transfers. You can use yourMembership Rewards points to book international and domestic Flight and Hotel ticket. Click here to know more.

Beginning 3 May, 2022, the Membership Rewards Points that have been accrued onto your American Express Platinum Travel Credit Card will no longer expire till the card is active and in good standing . In the event of Card cancellation,initiated by either the Cardmember or American Express, the Membership Rewards Points will get forfeited within 30 days of the cancellation.

*Membership Rewards points received on spend milestones is a combination of threshold Membership Rewards points and Bonus Membership Rewards points. You will get your threshold Membership Rewards points once you achieve the spend milestones however, to claim your Bonus Membership Rewards points, reach out to us via chat through the Amex App or call the number at the back of your Card 

Offers on your Card

20% off on Dining

Enjoy up to 20% off at select restaurants in India. Savour a fine dining experience, or a casual Sunday brunch at your local favorite from our restaurant partners.

Fuel Waiver

0% Convenience fee on fuel purchase at HPCL for transactions less than Rs. 5,000 and 1% Convenience fee on fuel purchases per transaction is applicable for all transactions of Rs. 5,000 and above. 

American Express Travel Online

With a huge selection of flights, hotels & car hire, our online services are designed for all your travel needs! You can also pay with your reward points, including taxes.

Services and convenience on your Card

Your American Express Card is packed with features and services that are designed for your convenience.

From flexible payment options, additional Cards for your family to 24X7 assistance, you can enjoy your Cardmembership seamlessly. 

Quick links to your service account.

Request a replacement card.

Request for a new Card in case your last Card was misplaced, stolen, damaged or never received.

Download Statements

View and download last 6 months statements to stay on top of all your purchases.

Manage your PIN

Create, view or change your PIN with a few simple steps

Dispute a Charge

Open a billing dispute for charges you do not recognize and incorrect charges.

These are the services that you can enjoy with your Cardmembership -

Zero Lost Card Liability

Stay protected from any fraud arising out of any unauthorized use of the Credit Card. If you report within 3 working days and your liability to American Express shall be nil.

If the fraud is reported after 3 days, your liability will be a maximum of INR 1,000. Refer MITC for complete details.

24x7 Card Related Assistance

Experience unmatched services with 24x7 customer care services and Emergency Card Replacement, anywhere in the world.

Contactless Payment

Your American Express Card may be enabled for contactless payments. To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To make a Contactless purchase, touch your Card on the front of the specially marked American Express Contactless reader. For purchases of less than Rs.5,000*, you will not need to enter your Personal Identification Number (PIN) or sign. To know more visit here

*Please be advised that few of our merchant terminals are still undergoing the upgrade process, to support Contactless Transactions upto INR 5000, without PIN authentication. We regret inconvenience, caused, if any, during this transition period.

Refer to the MITC for terms and conditions.