travel insurance for indonesia visa

Best Travel Insurance for Indonesia – Price & Requirements

Home | Travel | Asia | Indonesia | Best Travel Insurance for Indonesia – Price & Requirements

When traveling abroad, get a policy from one of the  best travel insurance companies . You can get a  5% discount   on Heymondo , the only insurance that pays medical bills upfront for you, HERE!

Purchasing travel insurance for Indonesia should be at the top of your list of things to do before you travel. Baggage delays, flight cancellations, and illnesses are actually fairly common occurrences while traveling, so it’s smart to be prepared by having Indonesian travel insurance .

Best Travel Insurance for Indonesia – Price & Requirements

Personally, we use Heymondo insurance for all of our trips. They’ve provided our travel insurance coverage for years, and we’ve had nothing but great experiences with their team. (You can read our review of Heymondo to find out more.) Best of all, you can even get a discount on their insurance just for being a Capture the Atlas reader.

5% OFF your travel insurance

Of course, there are plenty of other great Indonesia travel insurance plans , which I’ll cover below. Most importantly, all the plans I’ll talk about are travel insurance plans with COVID-19 coverage . This guide to the best travel insurance for Indonesia contains everything you need to know, including:

Is travel insurance mandatory for Indonesia?

Indonesia travel insurance cost

• Best travel insurance for Indonesia

Do I need travel insurance for Indonesia?

Ready to learn more about Indonesia travel insurance ? Just keep reading !

Having travel insurance for Indonesia is not currently a requirement to enter the country. However, just because Indonesian travel insurance isn’t mandatory doesn’t mean purchasing some isn’t a good idea.

In fact, buying Indonesia travel insurance ensures that you’ll have coverage if you fall ill, miss a flight, lose your luggage, and more. Having travel health insurance coverage is especially important, since receiving medical treatment in Indonesia without insurance can leave you with a hefty bill to pay out of pocket (I learned this from personal experience, as you’ll find out). That’s why, ultimately, travel insurance is worth having .

Your age, nationality, and the length and cost of your trip will all affect the price of your Indonesian travel insurance . As such, if you’re interested in getting cheap travel insurance , taking a shorter trip and spending less on trip costs will save you some money.

To give you an idea of how much Indonesia travel insurance costs, I’ve used the example of a 30-year-old American from Pennsylvania who is traveling to Indonesia for a week and whose trip costs $2,500 to generate quotes from four companies.

*price used for example

As you can see from the chart above, Heymondo is the best overall option for travel insurance to Indonesia . On the other hand, if you want to save money or just need travel health insurance, SafetyWing is another fantastic choice. Of course, all four of these Indonesian travel insurance plans have their merits, so you can’t go wrong with any of them .

1. Heymondo , the best Indonesia travel insurance

Heymondo has emerged as one of the best travel insurance companies for good reason. Their travel insurance for Indonesia boasts the best travel- and medical-related coverage of all the plans I compared. Moreover, even with this high amount of coverage across all categories, the Top plan is still extremely affordable.

Best of all, you’ll never have to file a claim to get reimbursed for medical expenses. Instead, the Heymondo team will arrange payments directly with the medical center, so you won’t have to pay anything out of pocket. On top of that, the Top plan’s $0 deductible means 100% of your medical costs will be covered by Heymondo.

If you’d prefer to save a little money or just want travel health insurance for Indonesia , SafetyWing is your best bet. Otherwise, Heymondo is by far the best overall option for Indonesia travel insurance .

We have used Heymondo for years and they always provide the best customer service. You can get a discount for one of their policies just for being our reader.

2. SafetyWing , a great travel health insurance for Indonesia

If you’re looking for travel medical insurance for Indonesia , there’s no better option than SafetyWing . Not only will you benefit from an extremely affordable plan with top medical coverage, but you’ll also enjoy worldwide coverage.

Even better, if you decide to keep traveling, you can easily extend your plan and choose to have it automatically renew every month while you’re abroad. You’ll also have some limited travel-related coverage, including trip interruption and travel delay coverage, but the coverage won’t be as comprehensive as it is with an Indonesian travel insurance plan like Heymondo ’s.

Additionally, SafetyWing’s Nomad Insurance plan has a $250 deductible for medical expenses. This means you’ll have to pay $250 toward any medical bills you incur before SafetyWing covers the remaining balance. As such, it may be worth paying a little more upfront for Indonesian travel insurance so you can have a $0 deductible.

3. World Nomads , a top Indonesian travel insurance for adventurers

While World Nomads ’ Standard plan offers solid Indonesian travel insurance coverage, its main appeal is its adventure activities and sports coverage. If you’re planning on having an active trip filled with diving, surfing, and more, this travel insurance to Indonesia is a must-buy.

The Standard plan also provides good coverage in all medical- and travel-related coverage categories. It even offers a $0 deductible for medical expenses. However, you can get higher amounts of coverage in all categories for a lower price with Heymondo .

Because of this, I only recommend purchasing World Nomads’ travel insurance for Indonesia if you know you’ll be doing lots of sports and activities.

4. IMG , a reliable travel insurance to enter Indonesia

IMG is a travel insurance company that many travelers trust for everything from Cancel for Any Reason travel insurance and travel insurance for pre-existing conditions to trip cancellation insurance . As you might expect, their travel insurance for Indonesia is just as reliable as their other plans and provides a more-than-sufficient amount of coverage in all categories.

The $0 deductible for medical expenses is also a plus. Still, the IMG iTravelInsured SE plan is the most expensive of all the plans I compared, so it’s not the best choice for travelers who are trying to save money. However, the good news is that you can get even a higher amount of coverage for a lower price with Heymondo .

Indonesia travel insurance requirements

If you’re planning to purchase travel insurance for Indonesia , there are a few types of coverage your plan should include.

Emergency medical expense coverage is the most important type of coverage for any insurance plan. Of course, no one wants to get injured or fall ill while they’re traveling, but that doesn’t mean it can’t happen. Similarly, having COVID-19 coverage is key since quarantine meal and accommodation costs can add up quickly.

You should also ensure that you have evacuation and repatriation coverage. That way, your transportation fees will be covered if you need to be sent back to your home country for medical treatment or for political reasons.

Trip cancellation, trip interruption, trip delay, and baggage coverage are less crucial insurance features overall. Still, if they’re important to you, look for Indonesian travel insurance with a high amount of travel-related coverage .

As I’ve already mentioned, there’s no entry requirement to have travel insurance for Indonesia . Even so, it’s always a good idea to have travel insurance – I know from firsthand experience!

I was on a 7-day trip to Bali and visited the Sacred Monkey Forest in Ubud. There, I let one of the monkeys climb on me, and unfortunately, it bit me! Luckily, I had travel insurance for Bali , so all of my medical bills were covered. Otherwise, my medical treatment would have cost me a pretty penny.

Now, I’m not saying that you’ll also get bitten by a monkey when you visit Indonesia (I really hope not!), but my story is a great reminder that unexpected things can happen anytime while you’re traveling. That’s why it’s safest (and smartest for your wallet!) to purchase Indonesia travel insurance .

Heymondo is the best choice for most travelers since it’s affordable and offers fantastic travel- and medical-related coverage.

Another excellent option, particularly if you just need medical coverage, is SafetyWing . Either way, as long as medical expenses, COVID-19, and repatriation are covered by your Indonesian travel insurance , you’ll be all set for an amazing trip.

Don't miss a 5% discount on your HeyMondo travel insurance  

and the only one that pays all your medical bills upfront for you!

Ascen Aynat

4 replies on “ Best Travel Insurance for Indonesia – Price & Requirements ”

Hi , I’m Indonesia citizen but now I follow my husband traveling for a while. So I’m looking for insurance for medical and travel included. The question is do u HV insurance who can cover medical and travel for Asia ,thx u

Yes, You can get the Heymondo insurance if you’re Indonesian and it will cover medical and travel expenses while you’re traveling abroad.

I’m Shernell Marie Horne and would like to go over my travel insurance to Spain with you. However; have just one more stop to make before of going back to the United States. I would like to add another country plus get an extension on my insurance going to Jerusalem looking moore over there for my families.!

Hi Shernell,

We’re not an insurance company but a travel blog comparing different options. Please make sure you select global coverage when booking your insurance so you make sure you’re covered in Spain and Jerusalem.

Let me know if you have any questions, Ascen

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

• Travel Insurance

The journalists on the editorial team at Forbes Advisor Australia base their research and opinions on objective, independent information-gathering.

When covering investment and personal finance stories, we aim to inform our readers rather than recommend specific financial product or asset classes. While we may highlight certain positives of a financial product or asset class, there is no guarantee that readers will benefit from the product or investment approach and may, in fact, make a loss if they acquire the product or adopt the approach.

To the extent any recommendations or statements of opinion or fact made in a story may constitute financial advice, they constitute general information and not personal financial advice in any form. As such, any recommendations or statements do not take into account the financial circumstances, investment objectives, tax implications, or any specific requirements of readers.

Readers of our stories should not act on any recommendation without first taking appropriate steps to verify the information in the stories consulting their independent financial adviser in order to ascertain whether the recommendation (if any) is appropriate, having regard to their investment objectives, financial situation and particular needs. Providing access to our stories should not be construed as investment advice or a solicitation to buy or sell any security or product, or to engage in or refrain from engaging in any transaction by Forbes Advisor Australia. In comparing various financial products and services, we are unable to compare every provider in the market so our rankings do not constitute a comprehensive review of a particular sector. While we do go to great lengths to ensure our ranking criteria matches the concerns of consumers, we cannot guarantee that every relevant feature of a financial product will be reviewed. We make every effort to provide accurate and up-to-date information. However, Forbes Advisor Australia cannot guarantee the accuracy, completeness or timeliness of this website. Forbes Advisor Australia accepts no responsibility to update any person regarding any inaccuracy, omission or change in information in our stories or any other information made available to a person, nor any obligation to furnish the person with any further information.

Travel Insurance For Indonesia: Everything You Need To Know

Updated: Jul 2, 2024, 11:06am

Editorial note: Forbes Advisor Australia may earn revenue from this story in the manner disclosed here . Read our advice disclaimer here .

Table of Contents

Travel insurance for indonesia, what does travel insurance for indonesia cover, does travel for indonesia cover all emergencies, will an insurer cover me if i have a medical condition, cost of travel insurance for indonesia, how do i compare travel insurance for indonesia, frequently asked questions (faqs).

While Indonesia may be most famous for its tourist hub, Bali , the archipelago, as a whole, has grown in popularity in recent months. The Australian Bureau of Statistics (ABS) reported Indonesia replacing New Zealand as the top destination for short-term trips overseas by Australians last year—the first time since the Bureau started collecting travel records nearly 50 years ago.

Roughly 1.37 million Australians visited Indonesia in 2023. While some 86% took a holiday there, 7% visited friends or relatives. Whatever your reason for visiting the country, you’ll want to make sure you’re safeguarded against common mishaps that can arise while away, and even in the lead up to your holiday. Travel insurance for Indonesia can provide this protection, paying out should you fall ill or get injured and need treatment during your stay, if you lose your baggage or belongings or need to cancel your trip. Find out exactly how travel insurance for Indonesia works, what it covers and does not cover below.

If you’re sticking solely to Bali and its associated islands, then you can read more in our guide to travel insurance for the island of the gods.

Featured Partners

Fast Cover Travel Insurance

On Fast Cover’s Secure Website

Medical cover

Unlimited, 24/7 Emergency Assistance

Cancellations

Unlimited, (Trip Disruption $50,000)

Key Features

25-Day Cooling Off Period, Australian Based Call Centre, 4.6 Star Product Review Rating

Cover-More Travel Insurance

On Cover-more’s secure website

Unlimited, with a $2000 limit to dental

Yes, amount chosen by customer

Southern Cross Travel Insurance

Medical Cover

Including medical treatment, doctors’ visits, prescribed medication, specialist treatment & medical transport costs

$2,500 with option to increase to unlimited

Freely Travel Insurance

On Freely’s Secure Website

24/7 Emergency Assistance

Flexibility to adjust your coverage even when you’re away in real-time.

In-app travel safety alerts to keep you safe

If you’re planning to visit Indonesia, you’ll need travel insurance specifically for the destination. There are three main types to choose from:

• Single trip: for a one-off trip in the space of 12 months to Indonesia
• Annual multi-trip: for more than one trip in the space of 12 months to Indonesia or various destinations. This type of cover can work out more cost-effective than buying multiple single trip policies but not always so it’s best to compare both types of cover.
• Long-stay/backpacker: for an extended stay in Indonesia, of typically 60 or 90 days, or 12 or 18 months. Cover for 24 months may be available, from certain providers.

Depending on the insurer, and the type of policy you choose, you may have the option to take out cover for Indonesia alone, Asia or worldwide destinations. Note that insurers usually offer worldwide policies that include the US and destinations such as Canada, Greenland Mexico and the Caribbean, and worldwide policies that exclude them, depending on where you’re going, as medical costs are extremely high in this part of the world.

A good travel insurance policy will cover emergency medical costs should you fall ill or injure yourself while away. This may also extend to medical rescue, and repatriation costs, for severe cases where you need transporting to a hospital or back to Australia.

Cover for personal liability should you injure someone or damage another person’s property, and trip cancellation for reasons such as falling ill before the trip or suffering a bereavement should also be included as standard. You should also be able to claim for loss or theft of your luggage and belongings. Note that there’s typically a total limit on the amount you can claim for your possessions, as well as an individual limit for each type of item.

A policy may additionally include a number of other forms of cover, such as:

• Personal money: the amount that can be claimed if your money is lost or stolen
• Missed departure: covers the cost of additional accommodation and travel should an emergency cause the policyholder to miss their journey
• Travel delay: pays out if your scheduled transport is late by typically a least 12 hours
• Company insolvency: compensates you if your airline or hotel goes bust
• Personal accident: pays out if an injury causes permanent disability or death

Insurers usually offer basic policies with few benefits and low cover levels and comprehensive policies that provide their widest range of cover and higher cover levels. They may also have one or more mid-level policies for anything in between.

Shopping around will allow you to find the best policy to suit your needs and budget. For help with finding a comprehensive policy, we’ve conducted in-depth research to find what we believe are the top 10 available .

It may be impossible for travel insurance for Indonesia to cover everything that can go wrong with a holiday, but it can cover a wide range of common scenarios, particularly if you opt for comprehensive cover. A policy’s product disclosure statement (PDS) sets out the specifics of what it does and does not cover. You should be able to access this on the insurer’s website, and read it before making a decision on whether it’s right for you.

Bear in mind that most insurers won’t cover a holiday where you’ve travelled to parts of Indonesia that the government’s Smartraveller website has on its “do not travel” list. To avoid this type of problem, it’s best to check the website for updates on Indonesia before purchasing a policy, and before departure. Smarttraveller will also advise if you should travel with caution, warning of risks, such as acts of terrorism, civil and political unrest and natural disasters.

Insurers will also likely reject claims resulting from intoxication from alcohol or drugs, and disorderly behaviour. If you’ve partaken in any sports and activities while away, it’s likely an insurer will only accept related injury claims if you wore the appropriate safety gear, such as a helmet, or harness.

Having a medical condition won’t necessarily hinder your chances of finding suitable cover for Indonesia, but you may find you’ll have to shop around a little more.

Only some insurers provide cover for what they term “pre-existing medical conditions”. These are conditions that you had before taking out the policy. Those that do provide this type of cover usually raise their premiums to do so, owing to the heightened risk that you’ll make a medical-related claim while away. The policy premium—the price of the policy—will often rise with the severity of a condition. This means cover for a heart condition will be more expensive than for diabetes, for example.

When running quotes on the sites of insurers that provide pre-existing medical cover, you’ll be taken to a medical screening section of the application. Make sure to state what conditions you have and answer the questions about them. This ranges from whether, and how often you take medication, to when you last saw a practitioner concerning your condition. If you later make a claim relating to a condition that you did not declare or detailed inaccurately, an insurer could refuse it.

Insurers refer to a number of factors when calculating how much you must pay for cover. This includes the number of people travelling, and the holiday destination and duration.

More mature travellers and those with pre-existing conditions will likely be charged more than younger travellers and those without conditions, as insurers deem them as high-risk travellers that will likely need to claim while away.

We used the profile of a family of four, aged 42, 40, 14 and 12, spending 13 to 26 May in Indonesia, and assumed they have no pre-existing conditions, (although these providers do offer cover for pre-existing conditions should you need it).

We found basic cover ranged from around $106 to $241, while comprehensive cover started at around $226, with the most expensive policy costing just under $324.

Running quotes on travel insurer websites will allow you to make side-by-side comparisons of their policies based on the types of cover they offer, the various cover levels and prices. Looking through the offerings of a number of insurers can help with finding a deal on the cover you need.

When running a quote you will need to enter details about yourself, anyone else travelling with you and your trip. This includes your name, the age of all travellers, your holiday destination and duration. If pre-existing cover is available, you will also be taken through a medical screening, so the insurer can build a medical profile on each traveller.

Is travel insurance mandatory for Indonesia?

Travel insurance is not a legal requirement for travelling to Indonesia. However, it is recommended by Smartraveller, which advises taking out a comprehensive policy that covers all emergency medical costs, including emergency treatment and medical evacuation. Without it, you could be faced with bills for thousands of dollars, which the Australian government will not pay.

What is required to enter Indonesia from Australia?

Australians visiting or transiting through Indonesia should apply for an e-Visa on arrival , at least 48 hours before travelling. You can alternatively get a Visa on Arrival at some international airports, seaports or land crossings.

To apply for an e-Visa on arrival or the Visa on arrival, you need to have an ordinary (non-emergency) passport that will remain valid at least six months after your arrival in Indonesia. Smarttraveller also advises ensuring your passport has a minimum six months validity from your departure from Indonesia, to avoid any issues with leaving the country or with an onward or return flight. You’ll also need to complete an e-customs declaration within three days of departure to Indonesia.

The Bali Provincial Government has introduced a tourist levy of IDR 150,000 ($14.56 AUD) per person for foreign tourists visiting Bali. The levy is separate from the e-Visa on Arrival or the Visa on Arrival. You can pay the levy online before you travel or on arrival at a designated payment counter at Bali’s airport and seaport. Further detail can be found on the Bali Provincial Government’s website .

What is ‘excess’ in travel insurance?

An excess is a set amount you’ll be expected to pay on each approved claim. It’s usually levied per person on the policy, per event, per claim, but you can check the PDS for the specifics concerning your insurer. You usually can pick from a range of excess amounts, from $50 – $250 on average, when taking out a policy.

The more you choose to pay in excess, the lower your policy premium typically will be, while paying less in excess will raise the cost. An excess is usually deducted from a claim amount, so you won’t need to pay for it out of pocket. However, it’s still crucial that you ensure you can afford it. Some insurers may also offer an excess waiver if you pay an extra premium.

• Best Comprehensive Travel Insurance
• Best Seniors Travel Insurance
• Best Domestic Travel Insurance
• Best Cruise Travel Insurance
• Best Family Travel Insurance
• Travel Insurance Cost
• Pregnancy Travel Insurance Guide
• Travel Insurance Cancellation Cover
• Travel Insurance For Bali
• Travel Insurance For Fiji
• Travel Insurance For The USA
• Travel Insurance For Thailand
• Travel Insurance For New Zealand
• Travel Insurance For Japan
• Travel Insurance For Europe
• Travel Insurance For Singapore
• Travel Insurance For Vietnam
• Travel Insurance For Canada
• Travel Insurance For South Africa
• Cover-More Travel Insurance Review
• Fast Cover Travel Insurance Review
• Travel Insurance Direct Review
• Travel Insurance Saver Review
• Allianz Comprehensive Travel Insurance Review
• 1Cover Comprehensive Travel Insurance Review
• Australia Post Comprehensive Travel Insurance Review
• Tick Travel Insurance Review

More from  

What does travel insurance cover everything you need to know, our pick of the best comprehensive travel insurance providers in australia, best ski travel insurance for australians, travel insurance for the philippines: everything you need to know, travel insurance for new zealand: the complete guide, what is travel insurance the complete guide for australian travellers.

The information provided by Forbes Advisor is general in nature and for educational purposes only. Any information provided does not consider the personal financial circumstances of readers, such as individual objectives, financial situation or needs. Forbes Advisor does not provide financial product advice and the information we provide is not intended to replace or be relied upon as independent financial advice. Your financial situation is unique and the products and services we review may not be right for your circumstances. Forbes Advisor encourages readers to seek independent expert advice from an authorised financial adviser in relation to their own financial circumstances and investments before making any financial decisions. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. Forbes Advisor provides an information service. It is not a product issuer or provider. In giving you information about financial or credit products, Forbes Advisor is not making any suggestion or recommendation to you about a particular product. It is important to check any product information directly with the provider. Consider the Product Disclosure Statement (PDS), Target Market Determination (TMD) and other applicable product documentation before making a decision to purchase, acquire, invest in or apply for a financial or credit product. Contact the product issuer directly for a copy of the PDS, TMD and other documentation. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved or otherwise endorsed by our partners. For more information, read our Advice Disclaimer here .

I have been writing for newspapers, magazines and online publications for over 10 years. My passion is providing, in a way that is easily accessible and digestible to all, the knowledge needed for readers to not only manage their finances, but financially flourish.

• Skip to primary navigation
• Skip to main content
• Skip to primary sidebar
• Skip to footer

• Best Global Medical Insurance Companies
• Student Insurance
• Overseas Health Insurance
• Insurance for American Expats Abroad
• Canadian Expats – Insurance and Overseas Health
• Health Insurance for UK Citizens Living Abroad
• Expat Insurance for Japanese Abroad
• Expat Insurance for Germans Living Abroad
• Travel Health Insurance
• Trip Cancellation Insurance
• Annual Travel Insurance
• Visitors Insurance
• Top 10 Travel Insurance Companies
• The Best Travel Insurance for Seniors
• Evacuation Insurance Plans
• International Life Insurance for US Citizens Living Abroad
• The Importance of a Life Insurance Review for Expats
• Corporate and Employee Groups
• Group Global Medical Insurance
• Group Travel Insurance
• Group Life Insurance
• Foreign General Liability for Organizations
• Missionary Groups
• School & Student Groups
• Volunteer Programs and Non-Profits
• Bupa Global Health Insurance
• Cigna Close Care
• Cigna Global Health Insurance
• Cigna Healthguard
• Xplorer Health Insurance Plan
• Navigator Health Insurance Plan
• Voyager Travel Medical Plan
• Trekker Annual Multi-Trip Travel Insurance
• Global Medical Insurance Plan
• Patriot Travel Insurance
• Global Prima Medical Insurance
• Student Health Advantage
• Patriot Exchange – Insurance for Students
• SimpleCare Health Plan
• WorldCare Health Plan
• Seven Corners Travel Insurance
• Trawick Safe Travels USA
• Unisure International Insurance
• William Russell Life Insurance
• William Russell Health Insurance

Atlas Travel Insurance

• StudentSecure Insurance
• Compare Global Health Insurance Plans
• Compare Travel Insurance Plans
• Health Insurance in the USA
• Health Insurance in Mexico
• Health Insurance in Canada
• Health Insurance in Argentina
• Health Insurance in Colombia for Foreigners
• Health Insurance in Chile
• UK Health Insurance Plans for Foreigners
• Health Insurance in Germany
• French Health Insurance
• Italian Health Insurance
• Health Insurance in Sweden for Foreigners
• Portuguese Health Insurance
• Health Insurance in Spain for Foreigners
• Health Insurance in China
• Health Insurance in Japan
• Health Insurance in Dubai
• Health Insurance in India
• Thailand Health Insurance
• Malaysian Health Insurance for Foreigners
• Health Insurance in Singapore for Foreigners
• Australian Health Insurance for Foreigners
• Health Insurance in New Zealand
• South Africa Health Insurance for Foreigners
• USA Travel Insurance
• Australia Travel Insurance
• Mexico Travel Insurance
• News, Global Health Advice, and Travel Tips
• Insurance Articles
• Travel Advice and Tips
• Best Hospitals in the United States
• Best International Hospitals in the UK
• Best Hospitals in Mexico

Or call for a quote: 877-758-4881 +44 (20) 35450909

International Citizens Insurance

Medical, Life and Travel Plans!

U.S. 877-758-4881 - Intl. +44 (20) 35450909

Indonesia Travel Insurance and Safety Advice

Indonesia travel safety for visitors.

Do I Need Travel Insurance for Indonesia?

Visitors to Indonesia should have comprehensive travel insurance , with both trip and medical coverage. This applies to all trips to Indonesia, from a week at a resort to a six-month stint as a digital nomad. Visitors may need medical care after vehicle accidents, serious sunburn and heatstroke, and tropical and gastro diseases. While as of December 2022, Indonesia does not require visitors to hold health insurance or travel insurance, it is still a good idea for many reasons.

Indonesia’s healthcare system ranks 45th out of 195 countries,  according to the Global Health Security Index . This means that for more complex medical issues, travelers may need to be transported back to their home country for care. Make sure that your travel health insurance includes repatriation, which means transport back to your home country for advanced care.

Indonesia is also home to several active volcanoes and regularly experiences earthquakes and tsunamis. Volcanic eruptions shut down or delayed air travel to Indonesia in 2015, 2017, and 2019. Further travel disruptions can come from political unrest within Indonesia, too. Travel insurance can help with these issues.

Many tourists visit Indonesia for an international experience that is both fun and affordable. But even budget backpackers can and should protect themselves with travel insurance for Indonesia. Australia’s official SmartTraveller site says frankly, “If you can’t afford travel insurance, you can’t afford to travel. This applies to everyone, no matter how healthy and fit you are. If you’re not insured, you may have to pay many 1000s of dollars up-front for medical care.”

Best Travel Insurance for Visitors to Indonesia

Here are options for international health and travel insurance for Indonesia. When you contact an insurer, tell them how long your trip or stay will be and what types of activities you plan to do. Someone spending a week in Balinese spas will have different insurance needs than a hiker exploring Indonesia’s national parks.

• Emergency medical, evacuation, repatriation benefits
• Choose between the basic and more extensive coverage
• Meets Schengen visa insurance requirements
• 24/7 worldwide travel and emergency medical assistance

Best Insurance for Adventure Travel in Indonesia

World Nomads Adventure Activities Travel Insurance

• Coverage for 150+ adventure activities
• 24/7 emergency assistance
• Baggage and gear cover

Related: Health Insurance in Indonesia

Medical Preparation for Travel to Indonesia

If you have medical needs or prescriptions, here’s how to prepare for travel to Indonesia.

What Vaccinations Do I Need for Travel to Indonesia?

To go to Indonesia from September 2022, you must provide proof of COVID-19 vaccination , preferably as a certificate. Indonesia has released a new mobile app called SatuSehat, which replaces the previous mandatory app PeduliLindungi; however it is not clear at this time that tourists will need to download the app. The Ministry of Health in Indonesia uses this app to accelerate sharing treatment and more for COVID-19.

Starting on June 9, 2023, the Indonesian Government no longer requires proof of vaccination. However, the U.S. Centers for Disease Control recommends important vaccinations if you’re visiting Indonesia, including tetanus, Hepatitis A and B, and typhoid.

How to Bring Medications to Indonesia

You can bring over-the-counter medications to Indonesia without filling out any forms. However, to bring prescription medications to Indonesia, you must document them in detail.

Indonesia wants you to provide evidence that your medication is prescribed to you and that you need it. This is especially important for painkillers and for psychiatric drugs. Common medications that Indonesia prohibits include Tramadol, oxycodone, codeine, morphine and anything containing amphetamines (ADHD medication is in this category).

What do you need to do to bring prescribed medications with you to Indonesia?

• Before your trip, get a letter from your doctor and copies of your prescriptions. This is to confirm that your medication is prescribed to you and that you need it. You may also need to provide a travel itinerary. This letter and your travel boarding pass should have the same name on them. The letter should make it clear that this medication will be used only by you.
• You will then be asked to declare your medication with a customs declaration  supported by your letter from your doctor.
• If you are traveling from some countries, such as Australia, or if your medication is complicated, your Indonesian consulate may want you to provide this documentation before you travel. In return, you will get a Certified Letter of Approved Medicines, written in Indonesian, that grants you permission to bring and carry your medications.
• Travel with copies of your letter from your doctor and of your prescriptions. Bring your medications in their original packaging, and bring only the amount that you need for your trip.

Indonesian Customs has the power to make a final decision about whether your medication is or is not allowed. Importantly,  don’t bring medical THC or marijuana. They are not considered medications and are not legal in Indonesia.

Also Read: Checklist for Traveling with Prescription Medication Overseas

How to Access Medical Care in Indonesia for Visitors

Indonesia’s health care system is split between basic government health care and private health care supported by health insurance. Government health care is limited and may not provide the most current or thorough care. Visitors to major centers can expect to use private health care.

In Indonesia, a doctor’s visit at a private clinic or hospital ranges from $30 to $70 USD. Seek a healthcare provider who speaks your language. Major cities and tourist areas usually have an English-speaking healthcare clinic or hospital. These providers are often used to working with international health insurers, too.

If you need emergency care in Indonesia, be prepared. You can expect to pay fees for ambulance service from a private ambulance service. Seek a 24-hour clinic or hospital that speaks your language.

Major cities have some foreign pharmacies. In Indonesian, a pharmacy is called an apotik . A good apotik will have a doctor on site who can issue prescriptions. You may see medications for sale at roadside stalls – these are usually counterfeit and not recommended.

Traveling in rural or wilderness areas of Indonesia? Follow your usual medical precautions and bring everything you might need in case of an emergency. There is a shortage of medical care and emergency medical transport in rural areas. If you need medical care often, stick to major centers in Indonesia instead.

Related: Understanding Indonesia’s Health Care System

Travel Warnings and Alerts for Indonesia

International travelers need to be aware of travel warnings and alerts. Good news sources for Indonesia include the BBC, Al-Jazeera, and the Jakarta Post.

U.S. travelers can sign up for the US Smart Traveler Enrollment Program . Enroll your trip and get alerts during your time in Indonesia.

Websites with important alerts for Indonesia include:

• Australian government Smartraveller Indonesia page
• US Department of State Indonesia page
• UK Foreign Travel Advice Indonesia section
• Government of Canada travel advisory page for Indonesia
• Singapore Ministry of Foreign Affairs page

Emergency Contact Information for Indonesia

Here’s a quick guide to emergency phone numbers for Indonesia.

Emergency Assistance Numbers in Indonesia

These phone numbers will help you in cities, small towns, and national parks in Indonesia.

• Fast Medical Assistance – 118 or 119
• Search and Rescue – 115
• Police Department – 110
• Fire Department – 113
• Tourism Information – 116

Also, see the Indonesian government’s site for visitors and their “How do I make calls in Indonesia” page .

Embassy Phone Numbers in Indonesia

This list has phone numbers and links for English-language embassies in Jakarta, Indonesia’s capital city. Links also include information about consulates in other parts of Indonesia, especially Bali.

• United States: +62-21-5083-1000, press 1 for assistance, see U.S. Embassy page for consulate contacts
• Australia: +62-21-2550-5555; see Australian Embassy page for consulate contacts.
• New Zealand: +62-21-299-55800; for after-hours or consulate contacts, see the related NZ diplomatic web page .
• Canada: + 62-21-2550-7800; for consular contacts, see the Canada Travel Destinations page.
• United Kingdom: +62 (21) 2356 5200 for urgent help from the U.K.; for more, see the UK help and services in Indonesia page .

Tips for Safe Travel in Indonesia

Seven Safety Tips for All of Indonesia

• Only drink bottled water. Don’t drink tap water in Indonesia in any form. Ice in drinks, fruit or vegetables washed in tap water, or even water in your mouth in the shower can introduce gastro bugs to your system.
• Avoid food poisoning; be careful about what and where you eat. Food poisoning happens so often in Indonesia that Australian travelers call it “Bali belly.”
• Watch your valuables. Bag snatching and pickpocketing are common in tourist areas – the most common crime is the theft of mobile phones. Do not leave belongings on a beach to swim or wade and expect to find them there when you return!
• Indonesia has a hot, tropical climate. Protect yourself with sunscreen, hats, insect repellent, and water bottles with safe water. If you are not sleeping in a closed or screened room, do your best to sleep protected by a mosquito net. Mosquito bites here can transmit malaria and dengue fever.
• Be aware of Indonesia’s laws and social beliefs, especially if traveling alone. While Indonesia is hot and tropical, it is a predominantly Muslim country. Modest, covered dress and good manners help travelers blend in. Indonesia has very strict laws against recreational drugs of any kind, including marijuana, CBD and THC products. Some provinces in Indonesia criminalize consensual same-sex activity . There is also much prejudice against LGBTQIA people, which can lead to harassment.
• Be careful around animals. Stray dogs and wild monkeys may beg for food or follow you, but they can be rabid or carry flea and tick diseases.
• Women traveling solo should take extra precautions. Women travelers on their own report problems with sexual harassment from locals and other visitors. Women can support their personal security with a door stopper or lock, an attention-grabbing whistle, and a budget for more upscale lodging and transport.

Is Bali Safe? Yes, But Watch Out for Scams

Bali is one of the safest places in Indonesia for visitors. English speakers can find most essential services, including medical care, from English-speaking providers. Bali is also one of the world’s top tourist destinations. And if there’s a tourist scam going on, you will find it in Bali. See what SmartTraveller.gov.au has to say about tourist scams and how to protect yourself .

For more Bali safety, be aware that tourists also get into trouble with accidents and thefts while riding rental scooters. It’s easy to have a bag snatched while you are on a scooter. Also, be careful in Bali’s party district, Kuta, especially with mobile phones.

Use Urban Precautions for Safety in Jakarta

Visiting Jakarta? Use all your precautions for visiting a risky urban area. Jakarta has a low safety rating among Asian cities . Distracted or tired visitors are at risk of pickpockets, scams, and long travel delays. Avoid taxis that don’t use meters. Be careful around traffic, especially when crossing busy streets. Foreigners should avoid certain neighborhoods, such as West Jakarta and Blok M in southern Jakarta.

Another risk in Jakarta is ATM crime, where your account is skimmed after using an ATM card. Only use ATM machines directly located at and supervised by banks.

Safe Travel Around Volcanoes and Quakes in Indonesia

Over the past decade, volcanic eruptions have often interfered with travel to and from Indonesia. Be wary about visiting or hiking near any volcanoes that have been showing signs of activity. Prepare in advance by buying travel insurance for Indonesia to cover any disruptions.

Quakes happen too in Indonesia, and they can cause tsunami flooding along the coastline. Indonesia was impacted by the Boxing Day Tsunami of 2004, and other tsunamis have caused damage and death in visitor areas as recently as 2018.

Basic quake safety is to drop, cover, and hold on. If you are near the beach or a coastline, if the quake is “long or strong, get gone” to avoid being in a tsunami zone. The United States Geological Survey provides good quake and tsunami safety guidelines .

Related: What To Do If You Experience a Natural Disaster Abroad

Indonesia Adventure Travel: Get Serious About Safety

Indonesia’s rural areas hold treasures of culture and nature. UNESCO World Heritage sites and national parks beckon adventurers. You may also travel to rural Indonesia as a volunteer, a researcher, or for work. Be prepared and research what your venture needs. If you are traveling for fun or wilderness challenges, seriously consider a tour or traveling with a group.

Be diligent about safety in the ocean, when traveling by boat or on dirt roads, and in the wilderness, where you can encounter wildlife, including poisonous snakes. Crime and terrorism happen in remote areas here. Bring any medications you need, a first aid kit, and spare supplies for tropical conditions. A satellite tracker is a great item for hikers or kayakers to have. Learning essential Indonesian will help you in emergencies.

Enjoy Indonesia and Stay Savvy

In 2019, over 16 million people visited Indonesia. Almost all of them had a safe and positive experience – and many of them want to return. With changes to travel after 2020, including new digital nomad visas, savvy voyagers know that travel insurance for Indonesia will protect them, whatever adventures they choose.

• Best Hospitals in Indonesia for Expats and Visitors
• Adventure Travel: Does My Health Insurance Cover Me For That?
• Health Insurance Plans in Asia

Get a fast, free, international insurance quote.

Global medical plans, specialty coverage, company info, customer service.

WARNING RE COVID-19

Policies purchased after [20 Mar 2020] will not provide any cover for claims directly or indirectly arising from, relating to or in any way connected with COVID-19 (or any mutation or variation thereof or any related strain). We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans, nor any medical or health related loss or expense incurred, as a result of COVID-19. Refer to the  FAQ  for more details.

• What is covered?
• What is not covered?
• When am I covered?
• Where can I travel?
• Who is covered?
• Planning Your Travel
• Preparing to Travel
• At Your Destination
• When The Unexpected Happens

Chubb Assistance

• Types of Plan & Eligibility
• Schengen Visa
• Medical Cover
• Baggage Cover
• Sports and Sporting Equipment
• Trip Cancellation

Travel Insurance Packages

To make your trip comfortable we provide 3 types of coverage plans that can be tailored to your needs. From affordable Essential plans to Supreme or Ultimate plans with comprehensive benefits.

Simple Online Claim

We try to process your claim in the shortest possible time. Please click on the link below to understand more about the claim procedure and required documents, or to process submissions online.

Quality travel protection at an affordable price

With more than 5 years of insurance experience and millions of travelers served, Chubb Travel Insurance offers high quality insurance for Indonesian travelers. We have package options for all types of travelers, from frequent flyers and families to budget travelers, adventure seekers and sports enthusiasts.

Access to a worldwide team of travel experts

Purchasing travel insurance from Chubb means access to a truly global network. In addition to our rich local expertise, Chubb's operations in Indonesia are supported by our extensive global travel network and extensive resources to serve your every need.

Fast, fair and efficient claims handling

Experience has taught us the importance of being proactive when managing claims. Chubb understands that a fast, fair and efficient approach to claim handling leads to faster results, and can help produce better results.

24 hour emergency assistance

When you purchase Chubb Travel Insurance, you are instantly covered by Chubb Assistance, our 24 hour emergency line that provides the support you expect when you need it, anywhere, anytime.

You can contact us by mail or telephone.

For 24-hour emergency assistance, call

+62 21 2927 9603

Chubb Travel Insurance Customer Service

Hotline +62 1500 257

Monday - Friday, 08.30 - 17.30 Jakarta time (except national holidays)

E-mail  [email protected]

Worldwide Office Locations

For mailing addresses, telephone numbers and email addresses for Chubb offices anywhere on our global network, use our office locator.

Chubb. Insured.™

• About Chubb
• Privacy policy
• Terms of Use

Underwritten by Chubb ©   Chubb. Coverages underwritten by one or more Chubb companies. Not all coverages available in all countries and territories. Chubb®, its logo, Not just coverage. Craftsmanship.SM and all its translations, and Chubb. Insured.SM are protected trademarks of Chubb. PT Chubb General Insurance Indonesia is Licensed and supervised by Otoritas Jasa Keuangan.. Please read our  Terms of Use .

The World’s Trusted Company

Rating based on more than 1,000 reviews from around the world

Call, we're online

• Water Skiing
• Kitesurfing
• Wakeboarding
• Windsurfing
• Snowboarding
• Ice Climbing
• Snowmobiling
• Hang Gliding
• Paragliding
• Hot Air Balloon
• Mountain Hiking
• Rock Climbing
• Mountain Biking
• Bungee Jumping
• Base Jumping
• Horse Riding
• Motorsports
• American Football
• Dominican Republic
• Czech Republic
• Switzerland
• Netherlands
• United Kingdom
• South Africa
• Philippines
• Saudi Arabia
• South Korea
• New Zealand
• Multi Trip Travel Insurance
• Single Trip Travel Insurance
• Annual Travel Insurance
• Group Travel Insurance
• Schengen Travel Insurance
• Travel Insurance for Visas
• Worldwide Travel Insurance
• Top Up Travel Insurance
• Legal information
• Validate insurance policy

Cooperate with us

• --> --> -->